Speed matters more than ever in private debt markets

The ability to operate with technology and true intelligence at speed can be the deciding factor in success or failure. Cardo AI helps institutional investors, banks and credit servicers to better manage private debt investments.

Our vision is to transform the private debt’s investments in an efficient, faster and better-connected world.

Founded in 2018 and since then, we are proud to have designed and developed technology and algorithms that everyday support our clients and partners to scale faster, take better decisions and lower their costs.

Our team is very diverse with talents across software development, investment management, credit risk, securitization analysis, and data scientists

Cardo AI’s Key Moments

  • June 2022

    100 Talents at CARDO AI
    Became 100 talents at CARDO AI

    Our team grew to 100 amazing talents

  • May 2022

    100 Talents at CARDO AI
    We reached €5Bn in assets managed with our technology

    Our clients have scaled their operations, lowered their costs and taken better decisions across all our products

  • April 2022

    Cardo AI grows to 80 talents
    Became 80 amazing talents

    Our team grew to 80 amazing talents

  • December 2021

    Cardo AI reaches 50 talents
    Closed a €3.5 million funding round

    We closed another round of €3.5 million funding round, to consolidate our offering and strengthen our team

  • November 2021

    Cardo AI reaches 50 talents
    Launched the hDR

    We launched the Hyper Data Room, the data room system built on AI-powered analytics and interactive dashboards. 

  • November 2021

    Cardo AI reaches 50 talents
    Became a signatory of PRI

    We became a signatory of PRI, the Principles for Responsible Investment Corporation

  • September 2021

    Cardo AI reaches 50 talents
    Became 50 amazing talents
    We grew to a team of 50 software engineers, financial engineers, data scientist
  • September 2021

    Cardo AI is accelerated by ERA - Entrepreneurs Roundtable Accelerator
    Accelerated by ERA in New York
    We are accelerated by ERA to prepare our US market launch
  • July 2021

    Cardo AI is in the Top 20 Deep tech scaleups in EU
    Top 20 Deep tech scaleups in EU
    We were selected as one of the top 20 deep tech scaleups in European union tech companies
  • April 2021

    Cardo AI reaches €2bn in assets managed
    Reached €2Bn in assets managed with our technology
    Our clients have scaled their operations, lowered their costs and taken better decisions across all our products
  • March 2021

    Cardo AI launches the virtual AI assistant Marti'
    Launched our virtual AI assistant: Marti
    We launched a our AI virtual assistant that processes vocal commands and composed data calculations, graphs and tables.
  • November 2020

    Cardo AI wins as the best technology solution at EBDV
    Winner @ European Big Data Value Forum in Berlin
    We have won the first place as the best technology solution at EBDV
  • October 2020

    Cardo AI reaches €1bn in assets managed
    Reached €1Bn in assets managed with our technology
    Our clients have scaled their operations, lowered their costs and taken better decisions across all our products
  • September 2020

    Cardo AI launches Equalizer Securitization Platform
    Launch of our full suite of securitization technology
    We launched our 7 modules technology, enabling every SPV investor, servicer, and credit originator to monitor and report
  • February 2020

    Cardo AI launches Mercury Digital Lending Platform
    Launch of our full suite of digital lending technology
    We launched our 10 modules technology, enabling institutional investors to better manage their private debt investments
  • November 2019

    Cardo AI wins Auriga Fintech Award
    Winner @ Auriga Fintech award in Milan
    We won the first place among different startups presented at #Salonepagamenti
  • October 2019

    Cardo AI becomes one of 8 top startups in Europe for 2019
    Top 8 Startups @ Lendit conference in London
    We were chosen as one of the top 8 startups in Europe for 2019
  • September 2019

    CARDO AI wins the Global Startup Program in London
    Winner @ Global Startup Program in London

    We were chosen as the winning team of the Global Startup Program from TechItalia

  • January 2019

    Cardo AI wins Cerved Data Competition in Milan
    Winner @ Cerved Data Competition in Milan

    We have won the first place in a data modelling competition with the best model performance

  • November 2018

    CARDO AI goes to @Lendit in London
    Testing the market @ Lendit in London
    We participated at Lendit, one of the most impactful conference on alternative lending, to test our MVP with potential clients
  • October 2018

    CARDO AI designs the designed minimum viable product
    MVP

    We designed minimum viable product of our idea and run through our potential clients

  • April 2018

    CARDO AI is founded in Milan
    Founded

    We registered Cardo srl as our head office in Milan

    Your future needs a new way:
    Lower costs, faster processes and more data

    Download brochure

    Founded
    2018
    Talents
    100+
    Tech Talents
    85%+
    Women Talents
    40%+
    Nationalities
    5
    Offices
    4

    Our Team

    Meet some of our amazing talent

    Altin Kadareja

    Altin Kadareja

    CEO
    Marco Masotto

    Marco Masotto

    Director of Strategy
    Luca Tiozzo

    Luca Tiozzo

    Head of Digital Lending
    Euron Metaliaj - CTO

    Euron Metaliaj

    CTO
    Arben Zibri

    Arben Zibri

    Head of Origination Platform
    Alessandro Catalano

    Alessandro Catalano

    Product Owner

    Detjon Qypi

    Administration Specialist
    Rubin Haxhiymeri

    Rubin Haxhiymeri

    Product Delivery & Growth Lead
    Klajdi Çaushi

    Klajdi Çaushi

    Tech Lead
    Oqeania Pepelashi

    Oqeania Pepellashi

    Product Owner
    Elitjon Metaliaj

    Elitjon Metaliaj

    Front-End Tech Lead
    Gabriele De Pace

    Gabriele De Pace

    Product Owner
    Alessio Donato - Business Development Specialist

    Alessio Donato

    Senior Manager – Securitization
    Cristina Hanga - ESG Expert

    Cristina Hanga

    ESG Expert
    Luca Soato - Senior Data Engineer

    Luca Soato

    Senior Data Engineer
    Aleksander Nasto

    Aleksander Nasto

    Tech Lead
    Simone Togna Fintech Project Manager

    Simone Togna

    Fintech Project Manager
    Klement Harka

    Klement Harka

    Tech Lead
    Gennaro Di Brino - Senior Data Scientist

    Gennaro Di Brino

    Senior Data Scientist
    Rafaela Arapi

    Rafaela Arapi

    Data Engineer
    Elona Salko

    Elona Salko

    Quality Assurance Manager
    Alisa Rruga

    Alisa Rruga

    Quality Assurance Specialist
    Selim Blliku

    Selim Blliku

    Associate Business Analyst
    Xhoana Myrta

    Xhoana Myrta

    Junior Business Analyst
    Gentjana Lalaj

    Gentjana Lalaj

    Back-End Engineer
    Andi Cuku - Software Engineer

    Andi Cuku

    Software Engineer
    Samuel Ndone - Back End Engineer

    Samuel Ndone

    Back End Engineer
    Anri Voci

    Anri Voci

    Junior Front-End Engineer
    Lutmira Kanani

    Lutmira Kanani

    Junior Front-End Engineer
    Eralda Shehu

    Eralda Shehu

    Junior Front-End Developer
    Juri Xhemali

    Jur Xhemali

    Operations Analyst
    Orges Kreka

    Orges Kreka

    Software Engineer
    Oltisa Qevani - Junior DevOps

    Oltisa Qevani

    Junior DevOps
    Picture of Erla Parllaku - Operations Analyst at Cardo AI

    Erla Parllaku

    Operations Analyst
    Adem Velika

    Adem Velika

    Senior Software Engineer
    Enias Qurku

    Enias Qurku

    Software Engineer
    Kesiana Meco

    Kesiana Meco

    Junior Data Scientist
    Stefano Penazzi - Senior Data Scientist

    Stefano Penazzi

    Senior Data Scientist
    Ardita Puma

    Ardita Puma

    Talent Coordinator
    Francesca Iannelli

    Francesca Iannelli

    Digital Marketing Specialist
    Kejsan Coku

    Kejsan Coku

    Social Media Manager
    Marsida Halili - Graphic Designer

    Marsi Halili

    Graphic Designer
    Brunilda Daja

    Brunilda Daja

    Business Analyst
    Erald Kuqi - Business Analyst

    Erald Kuqi

    Senior Business Analyst
    Aleksander Duka - Junior Software Engineer

    Aleksander Duka

    Tech Supervisor
    Claudio Capo - ABS & NPL Analyst

    Claudio Capo

    ABS & NPL Analyst
    Valon Januzaj - Senior Software Engineer

    Valon Januzaj

    Senior Software Engineer
    Kristi Kotini - Junior Software Engineer

    Kristi Kotini

    Associate Software Engineer
    Elivjo Xhafi - Junior Software Engineer

    Elivjo Xhafi

    Junior Software Engineer
    Joana-Zalli-Software-Engineer

    Joana Zalli

    Software Engineer
    Federico Giudici - Senior ESG Analyst

    Federico Giudici

    ESG Senior Analyst
    Redmin Delishaj - Frontend Developer

    Redmin Delishaj

    Frontend Developer
    Gentrit Mehmeti - Data Engineer

    Gentrit Mehmeti

    Data Engineer
    Xhensila Poda - MLOps

    Xhensila Poda

    MLOps
    Luca Grazioli - ML Solution Architect at Cardo AI

    Luca Grazioli

    ML Solution Architect

    Tommaso Guerrini

    Senior Data Scientist
    Anisa Bakiu

    Anisa Bakiu

    Junior Software Engineer
    Amela Rahimi - Junior Business Analyst

    Amela Rahimi

    Junior Business Analyst
    Lirim Shala - Senior Software Engineer

    Lirim Shala

    Senior Software Engineer
    Gabriele Guidoni

    Gabriele Guidoni

    ABS Analyst
    Vullkan Halili - Software Engineer at Cardo AI

    Vullkan Halili

    Software Engineer
    Daniel Sino

    Daniel Sino

    UI/UX Designer
    Qendrim Krasniqi

    Qendrim Krasniqi

    Senior Software Engineer
    Arges Hajderlli

    Arges Hajderlli

    Software Engineer
    Alba Sula

    Alba Sula

    Junior Software Engineer
    Eriola Ndoj

    Eriola Ndoj

    Junior Front-End Developer
    Esmeralda Lame

    Esmeralda Lame

    Junior Front-End Developer
    Hamdie Spahiu

    Hamdie Spahiu

    Junior Back-End Developer
    Ariton Mucaj

    Ariton Mucaj

    Accounting Specialist
    Nikolina Tytymce

    Nikolina Tytymce

    Junior Quality Assurance
    Helidona Shabani

    Helidona Shabani

    Senior Software Engineer
    Arvjola Gjyrezi

    Arvjola Gjyrezi

    Operations Analyst
    Shirli Myrta

    Shirli Myrta

    Operations Analyst
    Denis Mollaymeri

    Denis Mollaymeri

    UI/UX Designer
    Kristi Mone Software Engineer

    Kristi Mone

    Software Engineer
    Gentian Strana Software Engineer

    Gentian Strana

    Software Engineer
    Ramazan Ahmati Software Engineer

    Ramazan Ahmati

    Software Engineer
    Denis Fejzullaj Business Analyst

    Denis Fejzullaj

    Business Analyst
    Giorgio Berti - ESG Analyst

    Giorgio Berti

    Junior ESG Analyst
    Arianna Vanni - ESG Analyst

    Arianna Vanni

    ESG Analyst Intern
    Riviol Perpalaj - Senior UI/UX Designer

    Riviol Perpalaj

    Senior UI/UX Designer
    Kristiana Rada - Junior Recruiter

    Kristiana Rada

    Junior Recruiter
    Merilda Zholanji - Front-End Developer

    Merilda Zholanji

    Front-End Developer
    Eklent Ismaili - Front-End Developer

    Eklent Ismaili

    Front-End Developer
    Eleni Doko - Front-End Developer

    Eleni Doko

    Front-End Developer
    Megi Imami - Talent Manager

    Megi Imami

    Recruiter
    Shperblim Statovci - Software Engineer

    Shperblim Statovci

    Software Engineer
    Xhuljeta Kosta - Business Analyst

    Xhuljeta Kosta

    Business Analyst
    Xheni Rustemi - Business Analyst

    Xheni Rustemi

    Business Analyst
    Aldo Zavalina - Junior Software Engineer

    Aldo Zavalina

    Junior Software Engineer
    Vincenzo Luciano - ABS Analyst s

    Vincenzo Luciano

    ABS Analyst
    Blend Cena - Software Engineer

    Blend Cena

    Software Engineer
    Kevin Josifi - Junior Data Engineer

    Kevin Josifi

    Junior Data Engineer
    Aldi Filopati - Data Engineer Intern

    Aldi Filopati

    Data Engineering Intern
    Sebastian Daberdaku - Senior Data Engineer

    Sebastian Daberdaku

    Senior Data Engineer
    Matteo Zandanel - Credit Data Analyst

    Matteo Zandanel

    Credit Data Analyst
    Sofia Treska - Data Engineering Intern

    Sofia Treska

    Data Engineering Intern
    Elena de Falco - Fintech Project Manager

    Elena de Falco

    Fintech Project Manager
    Sebastiano Bonanno - Cloud Engineer

    Sebastiano Bonanno

    Cloud Engineer
    Rita Zabergja - Talent Management & Recruiting

    Rita Zabergja

    Talent Management & Recruiting
    Our Partners
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      The ability to operate with technology and true intelligence at speed can be the deciding factor in success or failure in private market investments.

      Start lowering your costs, scale faster and use more data in your decisions. Today!

      Our Offices
      • Milan:
        Via Monte di Pietà 1A, Milan, Italy
      • London:
        40 New Bond St, London W1S 2DE, UK
      • Tirana:
        Office 1: Rruga Adem Jashari 1, Tirana, AL
        Office 2: Blvd Zogu I, Tirana, AL
      • Prishtina:
        Street Musa Tolaj, Lam A, Entry 2/104, Prishtina, Kosova

      Copyright Cardo AI 2022. All rights reserved. P.IVA: 10357440964