Speed matters more than ever in private debt markets

The ability to operate with technology and true intelligence at speed can be the deciding factor in success or failure. Cardo AI helps institutional investors, banks and credit servicers to better manage private debt investments.

Our vision is to transform the private debt’s investments in an efficient, faster and better-connected world.

Founded in 2018 and since then, we are proud to have designed and developed technology and algorithms that everyday support our clients and partners to scale faster, take better decisions and lower their costs.

Our team is very diverse with talents across software development, investment management, credit risk, securitization analysis, and data scientists

Cardo AI’s Key Moments

  • April 2022

    Cardo AI grows to 80 talents
    Became 80 amazing talents

    Our team grew to 80 amazing talents

  • December 2021

    Cardo AI reaches 50 talents
    Closed a €3.5 million funding round

    We closed another round of €3.5 million funding round, to consolidate our offering and strengthen our team

  • November 2021

    Cardo AI reaches 50 talents
    Launched the hDR

    We launched the Hyper Data Room, the data room system built on AI-powered analytics and interactive dashboards. 

  • November 2021

    Cardo AI reaches 50 talents
    Became a signatory of PRI

    We became a signatory of PRI, the Principles for Responsible Investment Corporation

  • September 2021

    Cardo AI reaches 50 talents
    Became 50 amazing talents
    We grew to a team of 50 software engineers, financial engineers, data scientist
  • September 2021

    Cardo AI is accelerated by ERA - Entrepreneurs Roundtable Accelerator
    Accelerated by ERA in New York
    We are accelerated by ERA to prepare our US market launch
  • July 2021

    Cardo AI is in the Top 20 Deep tech scaleups in EU
    Top 20 Deep tech scaleups in EU
    We were selected as one of the top 20 deep tech scaleups in European union tech companies
  • April 2021

    Cardo AI reaches €2bn in assets managed
    Reached €2Bn in assets managed with our technology
    Our clients have scaled their operations, lowered their costs and taken better decisions across all our products
  • March 2021

    Cardo AI launches the virtual AI assistant Marti'
    Launched our virtual AI assistant: Marti
    We launched a our AI virtual assistant that processes vocal commands and composed data calculations, graphs and tables.
  • November 2020

    Cardo AI wins as the best technology solution at EBDV
    Winner @ European Big Data Value Forum in Berlin
    We have won the first place as the best technology solution at EBDV
  • October 2020

    Cardo AI reaches €1bn in assets managed
    Reached €1Bn in assets managed with our technology
    Our clients have scaled their operations, lowered their costs and taken better decisions across all our products
  • September 2020

    Cardo AI launches Equalizer Securitization Platform
    Launch of our full suite of securitization technology
    We launched our 7 modules technology, enabling every SPV investor, servicer, and credit originator to monitor and report
  • February 2020

    Cardo AI launches Mercury Digital Lending Platform
    Launch of our full suite of digital lending technology
    We launched our 10 modules technology, enabling institutional investors to better manage their private debt investments
  • November 2019

    Cardo AI wins Auriga Fintech Award
    Winner @ Auriga Fintech award in Milan
    We won the first place among different startups presented at #Salonepagamenti
  • October 2019

    Cardo AI becomes one of 8 top startups in Europe for 2019
    Top 8 Startups @ Lendit conference in London
    We were chosen as one of the top 8 startups in Europe for 2019
  • September 2019

    CARDO AI wins the Global Startup Program in London
    Winner @ Global Startup Program in London

    We were chosen as the winning team of the Global Startup Program from TechItalia

  • January 2019

    Cardo AI wins Cerved Data Competition in Milan
    Winner @ Cerved Data Competition in Milan

    We have won the first place in a data modelling competition with the best model performance

  • November 2018

    CARDO AI goes to @Lendit in London
    Testing the market @ Lendit in London
    We participated at Lendit, one of the most impactful conference on alternative lending, to test our MVP with potential clients
  • October 2018

    CARDO AI designs the designed minimum viable product
    MVP

    We designed minimum viable product of our idea and run through our potential clients

  • April 2018

    CARDO AI is founded in Milan
    Founded

    We registered Cardo srl as our head office in Milan

    Your future needs a new way:
    Lower costs, faster processes and more data

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    Founded
    2018
    Talents
    80+
    Tech Talents
    85%+
    Women Talents
    40%+
    Nationalities
    5
    Offices
    4

    Our Team

    Meet some of our amazing talent

    Altin Kadareja

    Altin Kadareja

    CEO
    Marco Masotto

    Marco Masotto

    Head of Securitization Platform
    Luca Tiozzo

    Luca Tiozzo

    Head of Digital Lending
    Euron Metaliaj

    Euron Metaliaj

    CTO
    Arben Zibri

    Arben Zibri

    Head of Origination Platform
    Ana Kuqali

    Ana Kuqali

    Talent Manager

    Detjon Qypi

    Administration Specialist
    Alessandro Catalano

    Alessandro Catalano

    Senior ABS Analyst
    Gabriele De Pace

    Gabriele De Pace

    Product Owner
    Gennaro Di Brino - Senior Data Scientist

    Gennaro Di Brino

    Senior Data Scientist
    Rubin Haxhiymeri

    Rubin Haxhiymeri

    Product Delivery & Growth Lead
    Klajdi Çaushi

    Klajdi Çaushi

    Tech Lead
    Elitjon Metaliaj

    Elitjon Metaliaj

    Senior Front-End Engineer
    Alessio Donato - Business Development Specialist

    Alessio Donato

    Senior Manager – Securitization
    Silvia Gallitto - Business Operations Manager

    Silvia Gallitto

    Business Operations Manager
    Luca Soato - Senior Data Engineer

    Luca Soato

    Senior Data Engineer
    Cristina Hanga - ESG Expert

    Cristina Hanga

    ESG Expert
    Mahmoud Al-Rawy

    Mahmoud Al-Rawy

    Tech Lead
    Aleksander Nasto

    Aleksander Nasto

    Tech Lead
    Sara Pervana

    Sara Pervana

    Front-End Engineer
    Oqeania Pepelashi

    Oqeania Pepellashi

    Product Owner
    Klement Harka

    Klement Harka

    Senior Software Engineer
    Rafaela Arapi

    Rafaela Arapi

    Data Engineer
    Elona Salko

    Elona Salko

    Operations Analyst
    Alisa Rruga

    Alisa Rruga

    Quality Assurance Specialist
    Selim Blliku

    Selim Blliku

    Business Analyst
    Xhoana Myrta

    Xhoana Myrta

    Junior Business Analyst
    Julian Hysi

    Julian Hysi

    Back-End Engineer
    Gentjana Lalaj

    Gentjana Lalaj

    Back-End Engineer
    Klement Omeri

    Klement Omeri

    Back-End Engineer
    Samuel Ndone

    Samuel Ndone

    Back End Engineer
    Anri Voci

    Anri Voci

    Junior Front-End Engineer
    Lutmira Kanani

    Lutmira Kanani

    Junior Front-End Engineer
    Eralda Shehu

    Eralda Shehu

    Junior Front-End Developer
    Juri Xhemali

    Jur Xhemali

    Operations Analyst
    Shila Kellezi

    Shila Kellezi

    UX Designer
    Orges Kreka

    Orges Kreka

    Software Engineer
    Oltisa Qevani

    Oltisa Qevani

    Junior DevOps
    Picture of Erla Parllaku - Operations Analyst at Cardo AI

    Erla Parllaku

    Operations Analyst
    Adem Velika

    Adem Velika

    Senior Software Engineer
    Enias Qurku

    Enias Qurku

    Software Engineer
    Kesiana Meco

    Kesiana Meco

    Junior Data Scientist
    Ardita Puma

    Ardita Puma

    Assistant Talent Manager
    Francesca Iannelli

    Francesca Iannelli

    Digital Marketing Specialist
    Kejsan Coku

    Kejsan Coku

    Social Media Manager
    Brunilda Daja

    Brunilda Daja

    Business Analyst
    Suela Malasi - Office Manager

    Suela Malasi

    Office Manager
    Kledjon Alushani - Frontend Engineer

    Kledjon Alushani

    Frontend Engineer
    Erald Kuqi - Business Analyst

    Erald Kuqi

    Business Analyst
    Aleksander Duka - Junior Software Engineer

    Aleksander Duka

    Junior Software Engineer
    Claudio Capo - ABS & NPL Analyst

    Claudio Capo

    ABS Analyst
    Valon Januzaj - Senior Software Engineer

    Valon Januzaj

    Senior-Software-Engineer
    Kristi Kotini - Junior Software Engineer

    Kristi Kotini

    Junior Software Engineer
    Elivjo Xhafi - Junior Software Engineer

    Elivjo Xhafi

    Junior Software Engineer
    Joana-Zalli-Software-Engineer

    Joana Zalli

    Software-Engineer
    Golnoosh Babaei - Data Scientist

    Golnoosh Babaei

    Data Scientist
    Redmin Delishaj - Frontend Developer

    Redmin Delishaj

    Frontend Developer
    Xhensila Poda - MLOps

    Xhensila Poda

    MLOps
    Anisa Bakiu

    Anisa Bakiu

    Junior Software Engineer
    Amela Rahimi - Junior Business Analyst

    Amela Rahimi

    Junior Business Analyst
    Lirim Shala - Senior Software Engineer

    Lirim Shala

    Senior Software Engineer
    Gabriele Guidoni

    Gabriele Guidoni

    ABS Analyst
    Arber Vrekaj

    Arber Vrekaj

    Senior Software Engineer
    Daniel Sino

    Daniel Sino

    UI/UX Designer
    Fjorjada Plaku

    Fjorjada Plaku

    Business Analyst
    Qendrim Krasniqi

    Qendrim Krasniqi

    Senior Software Engineer
    Arges Hajderlli

    Arges Hajderlli

    Software Engineer
    Alba Sula

    Alba Sula

    Junior Software Engineer
    Eriola Ndoj

    Eriola Ndoj

    Front-End Intern
    Esmeralda Lame

    Esmeralda Lame

    Front-End Intern
    Hamdie Spahiu

    Hamdie Spahiu

    Back-End Intern
    Ariton Mucaj

    Ariton Mucaj

    Accounting Specialist
    Nikolina Tytymce

    Nikolina Tytymce

    Junior Quality Assurance
    Helidona Shabani

    Helidona Shabani

    Senior Software Engineer
    Arvjola Gjyrezi

    Arvjola Gjyrezi

    Operations Analyst
    Shirli Myrta

    Shirli Myrta

    Operations Analyst
    Denis Mollaymeri

    Denis Mollaymeri

    UI/UX Designer
    Our Partners
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      The ability to operate with technology and true intelligence at speed can be the deciding factor in success or failure in private market investments.

      Start lowering your costs, scale faster and use more data in your decisions. Today!

      Our Offices
      • Milan:
        Via Monte di Pietà 1A, Milan, Italy
      • London:
        40 New Bond St, London W1S 2DE, UK
      • Tirana:
        Office 1: Rruga Adem Jashari 1, Tirana, AL
        Office 2: Blvd Zogu I, Tirana, AL

      Copyright Cardo AI 2021. All rights reserved. P.IVA: 10357440964