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Alessandro Catalano

Head of Securitization Platform


Cardo AI will support Opyn fundraising process through the use of our Hyper Data Room

Developed by Cardo AI – a private debt intelligence platform – in collaboration with Opyn – a leading digital lending platform based in Italythe Hyper Data Room is a flexible tool for all originators that want to increase transparency towards existing and potential investors.

Opyn (formerly known as BorsadelCredito.it), a leading digital lending platform based in Italy, has signed a partnership with Cardo AI, a fintech company that provides AI-based solutions to the private debt market. 

Cardo AI will support Opyn during the fundraising process through the use of its brand new product – the Hyper Data Room.

Cardo AI Hyper Data Room

The hDR has been built to support credit originators during the due diligence process with institutional investors. Private debt market investors are seeking standard metrics to quickly gain deeper insights into potential investments. 

The hDR allows originators to deliver that level of transparency with a single upload of their loan book. Investors can easily slice and dice the portfolio, calculate standard performance statistics, navigate in time and directly apply stress test simulations to the loan book under analysis. 

Andrea Papa, Business Operations & Development Manager at Opyn:

“Opyn is growing at a fast pace. In 2021 alone, we originated almost €400mln amounting to over 5 times the volume of loans compared with the previous year, thanks to a wider investor base. To keep this pace of growth, we need to rely on technology and speed. New investors are interested in interacting with us and running their analysis on our loan book. In Cardo AI we found a reliable partner to support our growth, as the hDR solution allows us to provide existing and potential investors with all the data they need, in a fast and reliable manner, facilitating and speeding up the due diligence process.”

Marco Masotto, Head of Securitization at Cardo AI, commented:

“We are proud to be the partner of choice for Opyn during a very sensitive process such as fundraising. Thanks to our proprietary Hyper Data Room solution, Opyn is now able to provide potential investors with real-time updates on the performance of their loan book, granting complete transparency. All the relevant metrics are calculated by Cardo AI from raw data, removing all operational risks, ensuring high-quality information, and increasing trust among market participants.”

About Opyn

Opyn is the first platform that gives companies quick access to credit and simplifies the work of banks. Born in 2012 as a broker of online loans, today, thanks to its paperless and highly innovative technology, Opyn offers, on one hand, financing in 24 hours and cash in a few days to Italian SMEs, and, on the other hand, its software as a service to financial and corporate realities that want to support their clients in an immediate and smart way through artificial intelligence and machine learning.

With over 391.5 mln in credit disbursed in 2021, Opyn supported 1,275 companies for 550 mln, becoming a benchmark in the sector in Italy.

About Cardo AI

Cardo AI is a fintech scale-up founded in 2018 with the mission of revolutionizing the private debt market through the use of AI-powered technology. CARDO AI has supported asset managers, servicers, and banks to manage more than €5bn in assets, including alternative funds and securitizations. 

CARDO AI’s solutions cover the entire investment lifecycle, from data sourcing and treatment (data quality and data enrichment), and due diligence, to the most sophisticated predictive analyses, which include cash flow projections and portfolio optimization.

With offices in Milan, Tirana, and London, CARDO AI counts over 100 talents, from software and data engineers to data scientists.