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FAQ

Frequently Asked Questions

Quick answers to common questions about Cardo AI, the platform, and how we work.

Named after the Roman cardo, a main street that ran north-south in ancient cities, Cardo AI is the central hub of the structured credit industry. Just as the cardo was a bustling marketplace, we aim to connect financial institutions and streamline transactions. Leveraging artificial intelligence (AI), we employ advanced analytics to improve the structured credit market’s efficiency and connectivity.

Founded in 2018 by Altin Kadareja (CEO) and Euron Metaliaj (CTO), Cardo AI is a global fintech company with offices in New York, London, and Milan, and a tech hub in Albania and Kosovo. We help banks, servicers, and asset managers streamline structured credit transactions by saving time, reducing errors, lowering costs, and improving operational efficiency.

Our technology is designed to be highly adaptable, capable of serving both individual transactions and the broader needs of large financial institutions. By focusing on the immediate needs of a single transaction, we can optimize processes and deliver results quickly. For major financial institutions, we can be seamlessly integrated into existing systems and workflows. As the institution’s needs grow, Cardo AI’s architecture can easily scale to accommodate increased workload and complexity.

No, while we work closely with regulated entities, we do not engage in any activities that would require us to be regulated by financial authorities. This ensures that we maintain a clear distinction between our role as a technology provider and the regulated activities performed by our clients.

Our cutting-edge technology for structured credit sets us apart by delivering unmatched efficiency. With real-time data and insights, you can make informed decisions faster and more accurately. We seamlessly integrate diverse financial structures with any underlying asset class, whether traditional or innovative, ensuring swift and precise data handling to get our tech up and running in no time. Unlike others, our AI capabilities are embedded throughout the entire process—from data extraction and insight generation to forecasting and portfolio optimization—giving you a comprehensive advantage.

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