Equalizer

Securitization Investment Management Technology

Single point of access
for all securitizations’ data

Forget about excel and pdf files with outdated data that you are used to. Loans and notes data are part of the same transaction, why should they be reported separately?

Cardo AI Securitization platform provides you real time data on loans and notes, accessible 24/7 from anywhere.

Securitization Investment aggregation tool, advanced analytics calculation, customized SPVs metrics
Data surveillance, Data mapping with machine learning algorithms, data treatment, data quality control

BIG DATA infrastructure

Securitization’s data depend a lot on processes
and IT infrastructure of the originator or servicer
and are often full with invalid or inconsistent
information.

Cardo AI Securitization platform runs over 600
data health check controls that guarantee the
solidity and reliability of data, in addition, our
standardization engine ensure that all the data
are consistent and comparable: ready to be used
for your analysis.

Get the most from your data!
Brochure

BIG DATA infrastructure

Exploit our BIG infrastructure to access actionable and meaningful insights from your data

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Advanced analytics, point in time and historical insight on notes, loans, and cash flows

Advanced Analytics

Our technology leverages the calculation power of the cloud allowing you to manage millions of rows and calculate statistics with a single click: point in time and historical insight on notes, loans, cash flows, guarantees and collateral, historical evolution of key metrics, stratification and cohort analysis.

Analysis can run at loan level, single transaction or across SPVs, providing and holistic view of your portfolio.

Good bye excel crashes!
Stress test of SPV portfolios, Scenario analysis, Slice and Dice up to loan level/overall portfolio detail

Stress test and scenario analysis

Simply inject a third party’s scenario or create your own with rating agencies and risk management best practices. Assumption can be set at overall portfolio level, group of loans (on any loans’ dimension such as performance status, industry, geography, rating, etc.) or single loan level.

Our simulation engine projects cash flows at the speed of light and replicate the payment waterfall of the transaction to estimate the return of each class of notes.

#SPVs
20+
Private and Public Securitization Transactions
#Asset Classes
10+
SME loans, Consumer Loans, Trade Receivables, Real Estate, PA Loans, Revenue based finance, Buy-now pay-later, etc.
Amount
€1.5Bn+
35 countries,
22 sectors
#Users
100+
Asset Managers, Banks, Pension Funds, Insurance Companies
What They Say about us
Trusted and loved by
industry leaders
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    Matteo Amaretti, Fasanara Capital LTD, Italy
  • Fusce luctus dolor eget interdum pretium. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

    Luca Amaretti, Fasanara Capital LTD, Italy
  • Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce luctus dolor eget interdum pretium

    Matteo Amaretti, Fasanara Capital LTD, Italy
  • Fusce luctus dolor eget interdum pretium. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

    Luca Amaretti, Fasanara Capital LTD, Italy
Cases from our clients

Managing securitization
investments just became cheaper,
better, and faster!

Asset Manager

Uses our technology to manage different private debt investments in several underlying asset classes provided by 32+ originators in 25+ countries.

Results:
Thanks to our micro-service software architecture it was possible to obtain:

  • One single data standard across 15 formats and numerous calculations methodologies
  • Real time performance monitoring at loan level detail
  • Fund limits and contractual thresholds management
  • Daily calculation of 17 sub-fund’s Net Asset Value
  • Complete Data Management

European Regional Bank

Uses our technology to manage 8 SPVs transactions with more than 500.000 loans and complies fully with regulatory requirements.

Results:
Thanks to the use of our technology and solid data quality processes, the bank was able to:

  • Increase efficiency generating regulatory reporting from 5 days to hours
  • Reduce 5% of RWAs by eliminating calculation errors
  • Reduce overall reporting costs
  • Increase internal capabilities to project and simulate different scenarios of cash flows
  • Reduced Costs

Securitization Servicer

Uses Cardo AI technology to provide institutional investors with dedicated access to Securitization vehicle data and advanced reporting

Results:
Thanks to the flexibility in developing our client’s requests, it was possible to obtain:

  • Provide access to third party investors of detailed loan level data and advanced cash flow projections
  • Create tailor made regulatory reporting such as an STS ESMA report, RWA report, and SEC-SA report, etc.
  • Reduce overall reporting costs
  • Develop an internal performance benchmark index on overall market data and own historical data
  • Improved Investors Trust
Want to see it live?
Book a quick chat to discover
the future of private debt technology
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The ability to operate with technology and true intelligence at speed can be the deciding factor in success or failure in private market investments.

Start lowering your costs, scale faster and use more data in your decisions. Today!

Our Offices
  • Milan:
    Via Monte di Pietà 1A, Milan, Italy
  • London:
    40 New Bond St, London W1S 2DE, UK
  • Tirana:
    Office 1: Rruga Adem Jashari 1, Tirana, AL
    Office 2: Blvd Zogu I, Tirana, AL

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