What’s new in product Latest product news and feature releases, highlighting innovations across the Cardo AI platform. Category All All Data Management Workflow Management Portfolio Analytics Asset & Structure Types Deal Modeling August 20, 2025How cash-flow simulation improves ABS portfoliosUnderstanding the cash-flows generated by an Asset-Based Security (ABS) is paramount for investors seeking to assess its profitability and make informed decisions. However, predicting future cash-flows can pose a significant challenge, especially given the intricate nature of ABS transactions. Read more March 10, 2025Automated financials and covenant monitoringCovenants are key conditions in loan agreements that borrowers must meet to maintain financing terms. Lenders and asset managers rely on covenant monitoring to assess financial health and ensure compliance, but manual tracking using spreadsheets is slow, error-prone, and inefficient. Read more January 30, 2025Payment waterfall modeling, simplifiedWhen a company takes on debt, it must pay interest and fees to its capital provider as specified in the credit agreement. These payments are essential to maintain access to funding. A payment waterfall defines the sequence in which lender of a ABF transactions are are paid, typically monthly or quarterly. Read more November 22, 2024PIK loans: automating interest accruals and risk monitoringAt Cardo AI, we’ve built a dedicated solution for PIK loans, automating real-time interest accrual tracking and risk monitoring to ensure lenders maintain accurate, up-to-date exposure visibility. Payment-in-Kind (PIK) loans offer companies a way to ease cash flow constraints by deferring interest payments and addi Read more June 5, 2024Stratification: the power of layered risk analysisMany originators currently take days to understand the risks associated with your transactions. This is due to their reliance on manual processes for analyzing asset data. These manual processes involve pulling information from internal management systems, classifying each asset or transaction individually, and then running calculations to assess risk. This time-consuming and tedious approach lim Read more May 15, 2024Multicurrency: managing ABF transactions across global marketsNo more limits on where you invest globally. With our new Multicurrency feature, you can invest in every currency, and with a click of a button, integrate all your complex ABF transactions into the base currency of your fund. Implementing robust systems, processes, and risk management strategies is Read more