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The only way to manage your

Structured Finance

A state-of-the-art solution powered by superior technology to manage your downside risk and deliver your technology Alpha

All your structured finance strategies

in one single platform

Grow your business
without sacrificing

efficiency

A fully automated data management process will enable you to onboard any transaction’s data from multiple sources and get a complete view of all investments across every SPV, asset class, geography and industry on several dimensions. Scale your volumes without increasing team size.

Increase precision &

lower costs

With so many complex processes involved, mistakes are frequent and can lead to high costs. An automated solution will ensure precision and accuracy without sacrificing speed.

Unlock the best

deals & investment

opportunities

With a full view of existing and potential investment scenarios, and a suite of AI-based tools to analyze them in real-time, structuring and monitoring transactions has never been easier.

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Don’t take our word for it.

Learn why leaders

love Cardo AI

Banca Valsabbina used our platform to ditch spreadsheets, arrange and manage their private securitizations investments with speed and efficiency. Read the case study.

Features built specifically

For Securitisation issuers

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Next level data management

​​Onboard any funding partner strategy (Structured transaction with ABS/ SPVs, Direct investments through FIA, Credit facilities etc.), from all data sources (internal and external), automatically reconciling data in different formats and communication protocols, spotting errors, lack of data and inconsistencies, across files and over time.

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Enhanced due diligence

Our solution covers the whole due diligence process from data retrieval to analysis. Increase trust with all market participants by providing them access to transactions’ data during the arrangement phase, along with historical performance assumptions on the underlying assets.

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Portfolio monitoring

Leverage one single point of reference for all SPVs: monitor all transactions in real-time, and receive automatic alerts in case of limits breach. Onboarding, assessing and simulating the impact of new investment opportunities on outstanding portfolios requires just a few clicks.

infrastructure

Granular data

Leverage on granular data at loan level to generate multiple views and calculate statistics across every SPV including main KPIs, expected and realized cashflows, performance (days past due, delays, defaults, …) and concentration statistics (by geography, maturity, debtor, and more)

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Cash Flow simulations & Stress Scenarios

Stress test cash flows on different macroeconomic scenarios. Simulate and optimize notes structures using multiple payment waterfall conditions and optimizing risk/return profile of different investors.

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Investment reporting with a click

Automatically produce and error-free reports for regulatory authorities (ESMA, ECB, FCA/BOE, transparency reports, TPT, SEC-SA, EIF), contractual reports (servicer reports).
Plus, we can create any custom report you may need.

Wondering what it is like
to work with CARDO AI?

Step 1
PERSONALIZED DEMO

During our demo, you will be able to explore first hand what our solutions are like and how they can enable to drive your business’ growth.

Step 2
INITIAL ASSESSMENT

After the demo, we’ll deep dive into your business and data model and see if there’s a fit. If so, we’ll put together a custom proposal for you.

Step 3
DATA INTEGRATION

As soon as we kick off the project, we will seamlessly integrate your data as well as your partners’ and investors’ information, in order to give you real-time 360° view of your operations.

Step 4
ONBOARDING

Once we get your solution up and running, you will receive personalized training, ongoing support and technical services whenever you need it.

Step 5
ONGOING SUPPORT

Need a custom report? Have additional requirements to meet from your investors? We've got you covered! We offer constant support and will meet your custom requests in no time.

Step 6
GROWING YOUR BUSINESS

We enable our clients to grow with us and build a faster and more efficient market. That is why we welcome you to become our partner and build the next solution together!

Why Cardo AI?

The most advanced structured finance technology

The most advanced technology

Our calculation engine and underlying tech framework are superior to anything you have ever seen before. Gain a real competitive advantage inside the market.

Fast Reliable and secure structured finance software

Fast. Reliable. Secure.

Our clients have saved entire working days. Choosing us means accessing real-time investment data and making informed business decisions in a fraction of the time that is now commonplace in the market. Plus, you’ll gain insights you won’t find anywhere else

The most complex structured finance strategies

The most complex strategies

One single platform to manage all your strategies: direct lending, ABS based SPVs, distressed strategies, fintech lending…we cover and know exactly how to treat data from every asset class, without the need for extra time or additional configurations.

The fastest structured finance software

Up and running in no time

Big vendors take months or years to implement their solutions - that’s not us. Ask us why. Thanks to our industry expertise and our proprietary AI and Machine Learning algorithms, we simplify data integration and mapping. Our Microservices cloud-based architecture allows us to be flexible and set up your solution according to your specific needs, in no time.

Insights & Resources

on the market

Maximize transaction integrity in Structured Finance with...
Ethical and regulatory insights in leveraging Large...
Securitization in the service of economic growth:...
How are AI & LLMs transforming the...
Cardo AI proudly contributes to the MSCA...