We help originators execute faster by unifying loan-level data, deal terms, and funding workflows in a single operating platform.
Turn loan data into deal-ready tapes Standardize and validate once, reuse across facilities, lenders, and reporting cycles.
Run borrowing base checks in real time Apply eligibility, concentrations, and advance rates continuously.
Manage multiple funding lines with ease Track warehouses, ABF facilities, and private credit lines in parallel, no duplicate workflows.
Accelerate diligence with investor-ready reporting Share consistent, traceable data in the exact formats investors expect to eliminate back-and-forth.
OUR CAPABILITIES
The tech engine for scalable credit origination
Data
Management
Trust a single data foundation across assets and deals.
Loan Data
Agent
Extract, reconcile, and
enrich loan data automatically.
Cash Flow
Modeling
Model deal cash flows with precision across scenarios and structures.
Facility
Management
Automate facility funding, eligibility, and borrowing bases.
Transaction
Management
Run automated eligibility checks, concentrations, and availability calculations.
Waterfall
Management
Calculate interest, fees, and principal allocations in line with facility agreements.
Stress
Testing
Assess downside risk and capital resilience under forward-looking scenarios.
Investor
Reporting
Deliver accurate, investor-ready reports with auditable data.
WHY CARDO AI
Purpose built for Asset Based Finance
1.
End-to-end solution
Run the full investment lifecycle in one place - from onboarding and data checks to cash flows, allocations, monitoring, and investor-ready reporting - so your team spends less time reconciling and more time managing risk and returns.
2.
Broadest coverage
Support a wide range of asset classes, strategies and investment structures (ABF, private credit, warehouses, forward flows, fund finance and more) without stitching together different tools for each deal type.
3.
Highest interoperability
Connect cleanly to the data and systems you already use - trustees/agents, servicers, cash flow engines, portfolio accounting, and data providers - via API/SFTP, so you don’t redesign your operating stack.
4.
Secure and trusted
Institutional-grade security with strong access controls and audit trails - built to stand up to investor scrutiny, internal controls, and regulatory expectations.