OUR SOLUTION
A structuring and valuation engine for modern credit
Build custom asset pools using a library of specialized models.
Generate cash flows across entire portfolios or specific clusters by layering in assumptions for defaults, delinquencies, prepayments, and recoveries.
Our standardized projections eliminate the need for bespoke models, allowing your team to compare scenarios with total consistency.
Model reinvestment and ramp up using specialized replines and replenishment criteria.
Cardo AI accounts for cash drag so projections reflect realistic deployment instead of idealized timing.
This ensures every evaluation captures the true impact of portfolio build and reinvestment behavior on your bottom line.
Leverage waterfall templates and parameter tuning to iterate quickly on tranche sizing, coupons, triggers, and credit enhancement.
Adjust key parameters within a controlled workbench, keeping assumptions organized and reviewable.
Outputs include tranche level analytics – IRR, MOIC, WAL, cash-on-cash, and fair value-style views, presented in a way that supports decision making.
Scenario comparisons make tradeoffs clearer, so stakeholders can understand how risk/return shifts under different assumptions to support underwriting, structuring, and investment.
with our Technology
USE CASES