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TRANSACTION MANAGEMENT

Borrowing base automation, end-to-end

Model transaction workflows from the legal docs, automate checks and calculations, and coordinate approvals across parties in one controlled system.

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OUR SOLUTION

A unified engine for funding operations

Deal model alignment

Mirror your deals in a single, flexible system. Capture contractual provisions, deal mechanics, and key parameters without translating legal terms into spreadsheets.

Versioning and effective dates keep the model aligned with real-time agreements, while updates flow automatically, no workflow rebuilds required.

Borrowing base calculation

Run eligibility checks and concentration rules at both loan and pool levels, including advance rates, exclusions, and haircuts.

The resulting borrowing base is fully traceable to its inputs and the rules applied. This reduces the back-and-forth that happens when each stakeholder calculates “their version” of availability.

Controlled funding workflows

Run funding events through controlled workflows with maker-checker controls, approvals, and audit logs.

Funding events move through structured workflows, so approvals don’t get lost in email threads.

Every step is logged, creating a clear audit trail that supports repeatable drawdowns.

Transaction Management - Automated output

Cardo AI produces standardized outputs, borrowing base certificates, eligibility schedules, and reporting packages, ready in PDF, Excel, or via API.

Every output is tied to its underlying calculations and rules, preserving lineage so reviewers can validate both the results and how they were generated, without manual reformatting each cycle.

$115B+
Assets Managed
with our Technology
30+
Asset Classes
3000Tn+
Data Points Integrated

USE CASES

Complete control over every funding event

01
Borrowing base automation: eligibility, concentrations, advance rates, availability/deficiency.
02
Drawdown request workflows with multi-party approvals and full traceability.
03
Forward flow purchase governance: automate inclusion/exclusion logic and maintain a single source of truth.
04
Third-party reconciliation: verify or reconcile external borrowing base and waterfall calculations.
05
Collaborative portal: notifications, document sharing, deadlines, and approvals in one place.

Related resources

Make every funding event repeatable and auditable

See how Cardo AI replaces spreadsheets with governed workflows your whole deal team can trust.

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