How banks can benefit from SRT Transactions to react to the Basel IV Framework
How is the new Basel IV framework going to impact banks? In this article we will discuss how Basel IV will affect banks’ risk-weighted assets (RWA) and capital requirements. In addition, we will explore the use of Significant Risk Transfer (SRT) transactions, particularly synthetic securitizations, as a mechanism for banks to manage their balance sheets more actively. […]
Breaking Down GACS: A Closer Look at the Scheme’s Impact on the market
The GACS scheme has been a useful tool for dealing with the high stock of NPLs in the balance sheets of Italian banks. Since its activation, the NPL ratio has dropped from 16.8% in December 2015 to a historic low of 2.6% in June 2022, with a total volume of €108.6 billion cleared. The current […]
Bi-Weekly Private Credit Digest – January 2023
In this article series, we will walk you through the latest and most interesting news from the private credit market during January 2023. In this article, we will cover updates on sustainable development projects, securitizations of SME loans, and developments in the fintech industry. New developments from CDP & Unicredit Launch of the Basket Bond […]
EBA’s final draft for NPL transactions: What you need to know
The European Banking Authority (EBA) recently released its final draft for Non-Performing Loan (NPL) transactions in the European Union (EU). This new set of regulations is an important step towards creating a more integrated and unified market within the EU, and will have far-reaching effects on the way banks and other financial institutions do business […]
2022 European Commission Guidelines on NPL – What you need to know
In this article, we will make a brief overview of the main highlights and directives from the 2022 Guidelines on NPL document.
Trends in the European securitization market – Q2 2022
In this article, we are going to review the main trends affecting the European securitization market during the second quarter of 2022. A downward trend for the second quarter of 2022 compared to a rather solid Q1 With the issuance of EUR 34.0 bn, the European Securitisation market registered a significant reduction (-46.8%) compared to […]
NPL Italy 2022 – Wrap up
What are the main insights from the NPL Italy 2022, that was held in Milan? Our Marco Masotto and Alessandro Catalano summed up the trends and news from the conference for us: MARKET MAIN TRENDS On the regulations side UTP Secondary market Investors, in particular international ones, are now seeking higher returns net of inflation […]
Global ABS Barcelona – Main news and insights from Cardo AI
What are the main insights and news from Global ABS 2022 in Barcelona? In this article, we will make an overview of what happened at the Global ABS of June 2022, giving you our thoughts at CARDO AI about the main news and panel discussions we took part in. Over 4,000 market participants from banks, […]
Trends in the European securitization market – Q1 2022
In this article, we are going to review the main trends affecting the European securitization market during the first quarter of 2022. An upward trend for the first quarter of 2022 The European Securitisation market opened 2022 with healthy volumes, registering a total issuance of securitized products for EUR 64.3bn in the first quarter, which […]
