Our Talent

At Cardo AI, our mission is to build the best technology empowered by AI algorithms for private market investments. Our engineers don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers and credit originators in solving the most challenging and complex investment problems.

“Data is now the world’s most valuable asset. We see every day how it empowers smarter and safer investment decisions. The algorithms we design provide speed and precision to unparalleled intelligence from investment valuation process to allocation recommendation systems. We are very proud to have created a team of over 40 talents in Milan, London, and Tirana, with expertise across software engineering, artificial intelligence, data-rich alternative assets and asset management. You will be surrounded by some of the most talented, smart, and kind teams — people you can be proud to work with” – Altin Kadareja, CEO of Cardo AI

Requirements:

• Strong command of relational databases and SQL. Extract, Transform, and Load (ETL) data into a relational database.
•  Advanced SQL and query performance tuning skills.
• Experience providing technical leadership on high impact cross functional technical projects· Experience leading large-scale data warehousing and analytics projects.
• Experience using AWS technologies (e.g. Redshift, S3, EC2)
• Experience providing technical leadership and mentor other engineers for the best practices on the data engineering space.
• Experience mentoring team members on best practices.

We offer:

• Being part of a growing fintech company named among top 15 European Startups at Money20/20 (Amsterdam) and top 8 Fintech startups at Lendit (London).
• Watch your ideas and actions come to life, launch projects from the ground up, transform finance, and explore a world of opportunity at the speed of financial markets.
• Gain knowledge of the financial industry. You will have an exclusive view into the system that enables Americans to afford houses, cars, and college. You will learn about the participants, terminology, and mathematics behind this sector of the financial markets.

The Benefits:

• Competitive salary + Yearly performance bonus
• Stock Option plan
• Flexible working hours
• Work remotely and choose any of our base offices: Milan, London, or Tirana
• All the latest tech you need

At Cardo AI, our mission is to build the best technology empowered by AI algorithms for private market investments. We don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers, and credit originators in solving the most challenging and complex investment problems.

This time, we are looking for an experienced Technical Recruiter.

The Technical Recruiter will work with the Talent Team to source and hire Software Engineers, Data Engineers and Data Scientists for our Milan, Tirana, London and Prishtina offices.

At Cardo AI you will:

• Work very closely with the Talent team you recruit for to make sure we get the right talent on our team.
• Build recruiting strategies to find quality candidates.
• Interact with potential candidates on social media and professional networks (e.g. LinkedIn, StackOverflow, Github, even Twitter).
• Work mostly on technical roles (BackEnd, FrondEnd, DataScience, DevOps, etc.) but also on key roles in other departments.
• Arranging telephone, video, or in-person interviews.
• Ensure information is properly maintained for reporting purposes within the applicant tracking system.
• Keep up with Tech trends in order to know what profiles to recruit.
• Writing job descriptions and posting to relevant media platforms.
• Screening applicants for competency with the job requirements.

We are looking for:

• Enthusiastic, proactive and driven individual with a strong passion for their job.
• Independent and fast learner that can work alone and in teams.
• Experience in technology, fintech, consulting, investment banking, or product management Company.
• Strong networking and sourcing skills; combining traditional and innovative recruitment methods
• Curious to expand financial knowledge and excited to learn more about the intricacies of the financial system and learning on the job.

The Benefits:

• Competitive salary + Yearly performance bonus
• Stock Option plan
• Flexible working hours
• Work remotely and choose any of our base offices: Milan, London, or Tirana
• All the latest tech you need
• Start the day properly with fresh fruit and cereals
• Fitness classes including Yoga, Crossfit, boxing, etc

At Cardo AI, we don’t just make things – we make things possible. We solve the most challenging and pressing problems by revolutionizing the way securitizations are managed and reported. Based in Milan, London and Tirana, “We’re kind of flying the plane while we’re building it.”

We want to build great industry-impacting features and have fun doing it. We work together to decide what will give our customers the most value and how to accomplish it. Our most important “attributes” are “Act like an Owner”, “Keep it Simple”, “Disagree and Commit” and “THINK BIG”.

We get excited about our weekly Innovate Cardo AI sessions, our internal investment challenge, and try to have team events at least twice a year. Next in line, Surfing in Portugal (as soon as Covid-19 allows us to travel!)

You are:

The Operations Analyst will join the support team and will take a lead in maintaining and improving all back and middle office operations.

In particular, the candidate, with the support of the existing team, will:

• Assure proper control and reconciliation of trades and cash by the counterparty on a daily basis
• Work with the Fund administrator to guarantee timely and efficient NAV (Net Asset Value) calculation and Fund Accounts processing
• Monitor Fx exposures and ensure settlements are timely executed
• Work with IT development team to continually improve data integration, collection, and reconciliation processes
• Oversee all operational procedures associated with the investment process, including maintenance of operational manuals
• Oversee all financial activities for special purpose vehicles and Funds

The ideal candidate has 5-7 years of experience in Operations at a financial institution

At Cardo AI:

We help institutional investors and credit originators manage private debt investments and securitizations through next-generation technology and data science. Our mission is to bring transparency, efficiency, and artificial intelligence to the world’s private debt market. We manage the whole spectrum of private debt products from digital lending, to bank loans, from SME and consumer loans, to trade receivables and real estate.

Private debt markets are challenging and fragmented: due diligence, data treatment, risk analysis, reporting, and monitoring require a lot of effort and expertise.

With Cardo AI technology and artificial intelligence algorithms institutional investors, servicers, and originators will have one source of truth with standardized and normalized data, single deal transparency, smart allocation system, portfolio creation functionality, reporting, and monitoring to external investors and regulatory bodies.

At Cardo AI, our mission is to build the best technology empowered by AI algorithms for private market investments. Our engineers don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers and credit originators in solving the most challenging and complex investment problems.

“Data is now the world’s most valuable asset. We see every day how it empowers smarter and safer investment decisions. The algorithms we design provide speed and precision to unparalleled intelligence from investment valuation process to allocation recommendation systems. We are very proud to have created a team of over 40 talents in Milan, London, and Tirana, with expertise across software engineering, artificial intelligence, data-rich alternative assets and asset management. You will be surrounded by some of the most talented, smart, and kind teams — people you can be proud to work with” – Altin Kadareja, CEO of Cardo AI

The daily:

• Take a feature to full completion – from inception through design, implementation, delivery, and post-release in an iterative agile environment.
• Develop using a modern, and latest tech stack. You will develop on top of a software stack that includes Python, Django, Flask, Fast API, Celery, Celery Beat, PostgreSQL, Redis. We continuously evaluate and adopt new open source technologies to solve customer needs, so the skills you develop here will serve you well beyond Cardo AI.
• Interact with a diverse team. You will collaborate closely with other teams at Cardo AI to create great products. This includes working closely with the product team to understand the customer story, design team to understand the motivation behind the UI/UX, and the data engineering team to understand and create advanced AI algorithms.

 You are:

• Proactive. You take initiative to constantly improve individually and as a part of a team.
• Enthusiastic. You are an enthusiastic and driven individual with a strong desire to build scalable and reliable systems that span multiple businesses.
• A well-rounded engineer. You have a deep appreciation for engineering fundamentals. You understand the importance of writing tests, designing systems for long-term maintainability, and evaluating both sides of common engineering considerations. You will aim to lead architectural meetings and take decisions in order to ensure the software which is built is architecturally consistent and of high quality. You will work with the product managers to define and prioritize technical tasks. As a coach and mentor for the developers you will train, pair-program and help with code reviews. You love, use and advocate best practices like clean code, design patterns, SOLID, KISS, gitflow, etc. You are aware that development is more than simply writing code. You embrace the context of the application.
• Curious. You want to expand your financial knowledge, you are excited to learn more about the intricacies of the financial system and you are adept at learning on the job.

We offer:

• Being part of a growing fintech company named among top 15 European Startups at Money20/20 (Amsterdam) and top 8 Fintech startups at Lendit (London).
• Watch your ideas and actions come to life, launch projects from the ground up, transform finance, and explore a world of opportunity at the speed of financial markets.
• Create a personal development plan. After the first month of the onboarding process, you will sit with your buddy and together define your career development plan, including core technologies, progress steps, training programs, conference participations, etc.
• Gain knowledge of the financial industry. You will have an exclusive view into the system that enables Americans to afford houses, cars, and college. You will learn about the participants, terminology, and mathematics behind this sector of the financial markets.

The Benefits:

• Competitive salary + Yearly performance bonus
• Stock Option plan
• Flexible working hours
• Work remotely and choose any of our base offices: Milan, London, or Tirana
• All the latest tech you need
• Start the day properly with fresh fruit
• Health & Fitness Bonus
• Monthly Happy Hour and Retreats

At Cardo AI, our mission is to build the best technology empowered by AI algorithms for private market investments. Our engineers don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers and credit originators in solving the most challenging and complex investment problems.

This time, we are recruiting for an exciting role, an experienced Data Scientist with extensive data engineering and modelling skills, team management and leadership.

The Senior Data Scientist will work alongside the data science and technology team to advance the entire data science pipeline in Cardo AI and explore potential improvements for our current algorithms and develop new models.

“Data is now the world’s most valuable asset. We see every day how it empowers smarter and safer investment decisions. The algorithms we design provide speed and precision to unparalleled intelligence from investment valuation process to allocation recommendation systems. We are very proud to have created a team of over 40 talents in Milan, London, and Tirana, with expertise across software engineering, artificial intelligence, data-rich alternative assets and asset management. You will be surrounded by some of the most talented, smart, and kind teams — people you can be proud to work with” –  Altin Kadareja, CEO of Cardo AI

At Cardo AI you will:

• Design, Build and Deploy AI and ML models to production systems that interact with the real-time private markets investment opportunities
• Lead the design and delivery of advanced machine learning solutions in Spark, Python (many data science libraries), SQL, with specific focus on credit risk, fraud detection, investment allocation recommendation models.
• Partner with Product and Engineering teams to solve problems and identify trends and opportunities
• Guide and improve data resources, data governance and data connection protocols across all products of Cardo AI
• Inspire and lead a team of junior data scientists.
• Be part of a growing fintech company named top 20 Scale-ups in Europe from EIT Digital in July 2021 and Winner of Big Data Solutions from Big data value forum of EU in October 2020.

We are looking for:

• Enthusiastic, proactive and driven individual with a strong desire to change the status quo and build scalable, reliable and high quality performing models.
• Strong scripting and programming skills, preferably in Python.
• Independent and fast learner that can work alone and in teams
• Experience in data science at a technology company, fintech, consulting, investment banking, or product management

• Experience with large data sets and distributed computing.
• Experience in delivering within Data Warehousing, Business Intelligence or Big Data projects.
• Experience working in Agile cross-functional teams across different offices
• Curious to expand financial knowledge and excited to learn more about the intricacies of the financial system and learning on the job.

The Benefits:

• Competitive salary + Yearly performance bonus
• Stock Option plan
• Flexible working hours
• Work remotely and choose any of our base offices: Milan, London, or Tirana
• All the latest tech you need
• Start the day properly with fresh fruit and cereals
• Fitness classes including Yoga, Crossfit, boxing, etc

At Cardo AI, we don’t just make things – we make things possible. We solve the most challenging and pressing problems by revolutionizing the way securitizations are managed and reported. Based in Milan, London and Tirana, “We’re kind of flying the plane while we’re building it.” 

We want to build great industry impacting features and have fun doing it. We work together to decide what will give our customers the most value and how to accomplish it. Our most important “attributes” are “Act like an Owner”, “Keep it Simple”, “Disagree and Commit” and “THINK BIG”.

We get excited about our weekly Innovate Cardo AI sessions, our internal investment challenge, and our team events. Next in line, Surfing in Portugal (as soon as Covid-19 allows us to travel!)

Requirements:

• Experience in designing, developing, customizing, configuring, testing, and deploying web applications built in Microsoft-oriented technologies;.
• Strong background in object-oriented development techniques;.
• Solution Design Patterns and Best Practices, e.g. SOA;
• Database skills (design and develop) (preferably SQL Server but not only);
• Experience with code repository source control (Git) and continuous integration practices (Azure DevOps, Jenkins or Bamboo);
• Understanding of Software Development Life Cycle; 
• Interested and experienced in both technology and finance. You have a demonstrated ability to self-motivate and take responsibility for personal growth and development. You’re looking to grow your skills in both disciplines and are excited about the synergies between finance and technology.
• Undergraduate or graduate in Computer Science, Engineering, MIS, or equivalent with working experience in the industry. Note that we’re not anti-dropouts if you’re a superstar;.
• Prior Experience with Agile methodologies;.
• Excellent communication skills; 
• Prior experience in teamwork.
• Experienced in English communication;
• Ambitious, ready to grow and used to continuously work out of your comfort zone.

The daily as a .NET Developer in Cardo AI:

• Utilize established development tools, guidelines and conventions including but not limited to .Net Core, ASP.NET, SQL Server, HTML, CSS, JavaScript, and C#/VB.NET;.
• Prepare and maintain code for various .Net applications and resolve any defects in the systems;.
• Plan and identify areas for modification and improvement;.
• Manage defect tracking systems and resolve all issues and prepare updates for systems;.
• Investigate and develop skills in new technologies;
• Write technical specifications;
• Write test plans (non-functional: unit, integration, infrastructure);
• Monitor the everyday activities of the system and provide the required support.

At Cardo AI, we don’t just make things – we make things possible. We solve the most challenging and pressing problems by revolutionizing the way securitizations are managed and reported. Based in Milan, London and Tirana, “We’re kind of flying the plane while we’re building it.” 

We want to build great industry impacting features and have fun doing it. We work together to decide what will give our customers the most value and how to accomplish it. Our most important “attributes” are “Act like an Owner”, “Keep it Simple”, “Disagree and Commit” and “THINK BIG”.

We get excited about our weekly Innovate Cardo AI sessions, our internal investment challenge, and our team events. Next in line, Surfing in Portugal (as soon as Covid-19 allows us to travel!)

Responsibilities:

• Developing new user interface features using React.js
• Building reusable and tested components
• Translating designs from Product Owners into high quality code
• Optimizing components for maximum performance across a vast array of web-capable devices and browsers
• Coordinate with the rest of the team working on different layers of the infrastructure
• Commitment to collaborative problem solving, sophisticated design, and quality product is important.

Skills:

• Strong proficiency in JavaScript (ES6), including DOM manipulation and the JavaScript object model
• Thorough understanding of React.js and its core principles
• Experience with popular React.js workflows (Redux preferred)
• Experience with designing state management according to best practices
• Familiarity with RESTful APIs
• Knowledge of modern authorization mechanisms, such as JSON Web Token
• Familiarity with modern front-end build pipelines and tools (Git, etc..)
• Experience with common front-end development tools such as Babel, Webpack, NPM, etc.
• Ability to understand business requirements and translate them into technical requirements
• A knack for benchmarking and optimization
• Knowledge on JEST and/or React testing library is preferred

At Cardo AI, we don’t just make things – we make things possible. We solve the most challenging and pressing problems by revolutionizing the way NPL are managed and monitored.

Based in Milan, London and Tirana, “We’re kind of flying the plane while we’re building it.” We want to build great industry impacting features and have fun doing it. We work together to decide what will give our customers the most value and how to accomplish it. Our most important “attributes” are “Act like an Owner”, “Keep it Simple”, “Disagree and Commit” and “THINK BIG”.

We get excited about our weekly Cardo AI strategy sessions, our internal investment challenge, and try to have team events at least twice a year. We have just dived into the freezing water of a blue eye in the Albanian mountains!

You will:

• Contribute in the analysis of client needs and transform them into new features and functionalities of Cardo AI Platform;
• Define KPIs: contribute to the identification of KPIs for NPL transaction and their implementation based on both business and regulatory requirements;
• Identify and develop pricing models
• Draw Functional Requirements. Define requirements of new developments and draw functional documents to guide the work of internal and external development teams;
• Analyze relevant regulations governing NPLs and NPL transactions to define and plan the relevant reporting and compliance related actions;
• Work closely with key stakeholders throughout each stage of the process;
• Propose new ideas both in terms of new software functionalities and algorithms that can provide value to our clients

You are:

· Excited about NPL. You have excellent analytical skills and understanding of the functioning of the NPL processes, reference regulatory frameworks and relevant contractual documentation. You enjoy working with data and you love details, but also stay aware of the big picture while operating across multiple threads of work.

· NPL Analyst. You have at least two-year experience as an NPL Portfolio Manager in a servicer or NPL analyst for an investment fund or any other relevant experience in the sector will be considered.

· Interested and experienced in both technology and finance. You have a solid financial background, willing to grow your coding skills (SQL and Python) and are excited about the synergies between finance and technology.

· You are organized, flexible and problem solving oriented. You have a demonstrated ability to self-motivate and take responsibility for personal growth and development.

· Undergraduate or graduate degree in business, finance or economics. Note that we’re not anti-dropouts if you’re a superstar.

At Cardo AI:

We help institutional investors and credit originators to manage private debt investments, securitizations and RE assets through a next generation technology and data science. Our mission is to bring transparency, efficiency and artificial intelligence in the world’s private debt market. We manage the whole spectrum of private debt products from digital lending, to bank loans, from SME and

consumer loans, to trade receivables and real estate.

Private debt markets are challenging and fragmented: due-diligence, data treatment, risk analysis, reporting and monitoring requires a lot of effort and expertise.

With Cardo AI technology and artificial intelligence algorithms institutional investors, servicers and originators will have one source of truth with standardized and normalized data, single deal transparency, smart allocation system, portfolio creation functionality, reporting and monitoring to external investors and regulatory bodies.

At Cardo AI, we don’t just make things – we make things possible. We solve the most challenging and pressing problems by revolutionizing the way private debt investments are managed and reported.

Based in Milan, London and Tirana, “We’re kind of flying the plane while we’re building it.” We want to build great industry impacting features and have fun doing it. We work together to decide what will give our customers the most value and how to accomplish it. Our most important “attributes” are “Act like an Owner”, “Keep it Simple”, “Disagree and Commit” and “THINK BIG”.

We get excited about our weekly Innovate Cardo AI sessions, our internal investment challenge, and our team events. Next in line, Surfing in Portugal 😊 (as soon as Covid-19 allows us to travel!)

Responsibilities

• Developing new user interface features using React.js
• Building reusable and tested components
• Translating designs from Product Owners into high quality code
• Optimizing components for maximum performance across a vast array of web-capable devices and browsers
• Coordinate with the rest of the team working on different layers of the infrastructure
• Commitment to collaborative problem solving, sophisticated design, and quality product is important.

Skills

• Strong proficiency in JavaScript (ES6), including DOM manipulation and the JavaScript object model
• Thorough understanding of React.js and its core principles
• Experience with popular React.js workflows (Redux preferred)
• Experience with designing state management according to best practices
• Familiarity with RESTful APIs
• Knowledge of modern authorization mechanisms, such as JSON Web Token
• Familiarity with modern front-end build pipelines and tools (Git, etc..)
• Experience with common front-end development tools such as Babel, Webpack, NPM, etc.
• Ability to understand business requirements and translate them into technical requirements
• A knack for benchmarking and optimization
• Knowledge on JEST and/or React testing library is preferred

At Cardo AI

We help institutional investors and credit originators manage private debt investments and securitizations through a next generation technology and data science. Our mission is to bring transparency, efficiency and artificial intelligence in the world’s private debt market. We manage the whole spectrum of private debt products from digital lending, to bank loans, from SME and consumer loans, to trade receivables and real estate.

Private debt markets are challenging and fragmented: due-diligence, data treatment, risk analysis, reporting and monitoring requires a lot of effort and expertise.

With Cardo AI technology and artificial intelligence algorithms institutional investors, servicers and originators will have one source of truth with standardized and normalized data, single deal transparency, smart allocation system, portfolio creation functionality, reporting and monitoring to external investors and regulatory bodies.