Join The Financial
Revolution
Help us shape the fintech world and accelerate digital transformation
Solve The Most Complex
Challenges In The Market

Every day, our team builds models and solutions that tackle real problems inside the private credit industry, making a difference in the market and empowering our clients to make better, faster and informed investment decisions.

We are
Driven by
Excellence
At Cardo AI, we strive for excellence in each step of our journey. We start by hiring the best talent that will help the company reach its goals. We encourage creative thinking, empowering everyone for driving decisions that will contribute to our success. Monthly 1-2-1 sessions ensure continuous feedback to reach goals, and we recognize talent’s achievements through a performance based process with salary increases, bonuses, training packages, welfare benefits, etc.
We Value
Context Over
Control
We promote working habits that foster everyone to make the best possible decisions. We define clear roles, strategy and we set concrete goals with measurable outcomes. We fundamentally believe in transparency and trust, avoiding top down decision making and incentivizing each individual to take the lead on their activities and tasks.
We encourage
Self-Improvement
We believe in continuous improvement and we foster a growth mindset within Cardo AI. We challenge our people to reach their full potential. Our career planning and learning programs ensure that everyone has the right tools, mentorship and guidance to grow inside the organization.
We care for
Each Other
We are stronger together. When we act as a unified force, nothing can stop us. That is why we believe that our colleagues are our greatest source of support. At Cardo AI we promote a healthy environment where your peers’ success is your success. Our buddy and mentorship programs, alongside recurring team gatherings and activities enable everyone to be heard, respected and appreciated for their unique qualities and strengths.
Customer
Centricity
We are obsessed with customer satisfaction. Our goal is to provide a delightful experience to everyone that interacts with our Products, Services and People. We are eager to seek insights from our customers on how they perceive, interact and use what we offer. We shape our actions to build a trustful and loyal relationship where our customers advocate for us.
Sounds Cool?
There's Even More!
Remote Friendly Environment
Work when and where you feel at your best
Multicultural Teams
With 7+ nationalities working from all over Europe
Attractive Stock Option Plan
In Cardo AI you’ll have a chance to become a shareholder
Build your career with us
Unlock your full potential with multiple career paths and unlimited opportunities
Get Together
Meet with with your mates recurrently, build strong relationships while having fun together
Learning & Development
Invest in your growth with learning experiences for your role and your market sponsored by us
Boost Your Career
Wondering What Life
At Cardo AI Is Like?



































Job Openings
Role Description
At Cardo AI, our mission is to build the best technology empowered by AI algorithms for private market investments. Our engineers don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers and credit originators in solving the most challenging and complex investment problems.
“Data is now the world’s most valuable asset. We see every day how it empowers smarter and safer investment decisions. The algorithms we design provide speed and precision to unparalleled intelligence from investment valuation process to allocation recommendation systems. We are very proud to have created a team of over 40 talents in Milan, London, and Tirana, with expertise across software engineering, artificial intelligence, data-rich alternative assets and asset management. You will be surrounded by some of the most talented, smart, and kind teams — people you can be proud to work with” – Altin Kadareja, CEO of Cardo AI
The Daily
- Take a feature to full completion – from inception through design, implementation, delivery, and post-release in an iterative agile environment.
- Develop using a modern, and latest tech stack. You will develop on top of a software stack that includes Python, Django, Flask, Fast API, Celery, Celery Beat, PostgreSQL, Redis. We continuously evaluate and adopt new open source technologies to solve customer needs, so the skills you develop here will serve you well beyond Cardo AI.
- Interact with a diverse team. You will collaborate closely with other teams at Cardo AI to create great products. This includes working closely with the product team to understand the customer story, design team to understand the motivation behind the UI/UX, and the data engineering team to understand and create advanced AI algorithms.
You are:
- Proactive. You take initiative to constantly improve individually and as a part of a team.
- Enthusiastic. You are an enthusiastic and driven individual with a strong desire to build scalable and reliable systems that span multiple businesses.
- A well-rounded engineer. You have a deep appreciation for engineering fundamentals. You understand the importance of writing tests, designing systems for long-term maintainability, and evaluating both sides of common engineering considerations. You will aim to lead architectural meetings and take decisions in order to ensure the software which is built is architecturally consistent and of high quality. You will work with the product managers to define and prioritize technical tasks. As a coach and mentor for the developers you will train, pair-program and help with code reviews. You love, use and advocate best practices like clean code, design patterns, SOLID, KISS, gitflow, etc. You are aware that development is more than simply writing code. You embrace the context of the application.
- Curious. You want to expand your financial knowledge, you are excited to learn more about the intricacies of the financial system and you are adept at learning on the job.
We Offer:
- Being part of a growing fintech company named among top 15 European Startups at Money20/20 (Amsterdam) and top 8 Fintech startups at Lendit (London).
- Watch your ideas and actions come to life, launch projects from the ground up, transform finance, and explore a world of opportunity at the speed of financial markets.
- Create a personal development plan. After the first month of the onboarding process, you will sit with your buddy and together define your career development plan, including core technologies, progress steps, training programs, conference participations, etc.
- Gain knowledge of the financial industry. You will have an exclusive view into the system that enables Americans to afford houses, cars, and college. You will learn about the participants, terminology, and mathematics behind this sector of the financial markets.
Benefits:
- Competitive salary + Yearly performance bonus
- Stock Option plan
- Flexible working hours
- Work remotely and choose any of our base offices: Milan, London, or Tirana
- All the latest tech you need
- Start the day properly with fresh fruit
- Health & Fitness Bonus
- Monthly Happy Hour and Retreats
Role description
At Cardo AI, our mission is to build the best technology empowered by AI algorithms for private market investments. Our engineers don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers and credit originators in solving the most challenging and complex investment problems.
This time, we are recruiting for an exciting role, an Engineer Manager to join our team and support Cardo AI’s rapid growth in private debt markets. The Engineer Manager, in collaboration with the Tech Lead and the Product Owner, will manage a high-performing and agile software team with the objective of facilitating deliveries.
The ideal candidate will be responsible for managing and inspiring his or her team to achieve their objectives. Your role will involve strategizing, project management, and staff management. Your collaborative attitude and interpersonal skills will help you thrive as an Engineering Manager.
What you will do
- Build, hire, and lead a world-class team of software engineers
- Coach and mentor engineers on the team to further their professional development
- Be actively involved in recruitment strategies, performance reviews, 1:1s
- Craft a growth model for the units of the team and an operational, digital-first model for how they can effectively partner with geographically distributed set-up.
- Constantly monitoring performance and delivery and detect opportunity to increase team efficiency
- Contribute to department-wide initiatives promoting technical excellence, innovation, engagement, and diversity that help each member of the team to grow.
You’ll Succeed With:
- Proven track record of supporting technical teams
- Strong problem solving skills and background in coding is a big plus
- Demonstrated ability to manage technical teams
- Knowledge of growing teams and/or organizations
- Experience supporting product engineering teams
- A passion for delivering value to customers via agile software development
- Excellent knowledge of SaaS software technologies, best practices, and design patterns
- Excellent time management, prioritization, and decision-making skills driving high- impact, rapid, and iterative change in a fast-moving environment
- Excellent communication, documentation, and presentation skills
- Experience hiring, onboarding, and developing strong engineering teams
- Experience with coaching and mentorship to elevate team performance
- Ability to take initiative and make an impact on the larger organization
- Ability to work remotely and manage your own time
We offer
- An opportunity to work on real challenges of private market investments. Every day, our software is making a difference for our clients, supporting them to do their job better and empowering everyone to make better decisions. We are improving the way private markets are operating.
- A good work life balance. We know that solving big problems can keep you up for long hours, but this is not the way to go. We have assigned a WORK-LIFE balance officer, that is responsible for our engineers in finding solutions and avoiding any situation of potential stress and burnout. After all, why do we even bother with Scrum time boxes?
- Flexible and Remote Work. Remote opportunities, work from home days, and flexible vacation policies allow everyone to optimize their work-life balance. We are a results oriented business – face- time not required, although you might just want to spend your entire day with our great team. You choose when and where you want to work!
- An Entrepreneur friendly environment. You can participate in “Intrapreneurship in Cardo AI”, a project where ideas come to life from team members, or “Cardo AI Startup Incubator” where you can invest alongside Cardo AI and become an entrepreneur.
- Team Outings & Events. We bond outside of work over games, happy hours, concerts, chess, play-station, karaoke, the game of mime, volleyball, yoga, and more. We love to organize team retreats in the beach and mountains
- Become our shareholder. We offer a stock option plan to all our key people so that you can become an integral part of the company and benefit from a potential exit event.
Role description:
At Cardo AI, our mission is to build the best technology empowered by AI algorithms for private market investments. Our engineers don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers and credit originators in solving the most challenging and complex investment problems.
“Data is now the world’s most valuable asset. We see every day how it empowers smarter and safer investment decisions. The algorithms we design provide speed and precision to unparalleled intelligence from investment valuation processes to allocation recommendation systems. We are very proud to have created a team of over 120 talents in Milan, London, and Tirana, with expertise across software engineering, artificial intelligence, data-rich alternative assets, and asset management. You will be surrounded by some of the most talented, smart, and kind teams — people you can be proud to work with” – Altin Kadareja, CEO of Cardo AI
Requirements:
- Strong command of relational databases and SQL. Extract, Transform, and Load (ETL) data to and from a relational database
- Expertise in Apache Spark and Python. Scala, Airflow, and delta.io format experience are not mandatory but will be a plus.
- Proficient in using AWS services such as S3 and EC2
- Experience providing technical leadership on high impact cross functional technical projects
- Experience leading large-scale data warehousing and analytics projects.
- Provides guidance to junior engineers through pairing, design, and code review
- Identifies areas for improvement in team processes and offers solutions
We offer:
- Being part of a growing fintech company named among top 15 European Startups at Money20/20 (Amsterdam) and top 8 Fintech startups at Lendit (London).
- Watch your ideas and actions come to life, launch projects from the ground up, transform finance, and explore a world of opportunity at the speed of financial markets.
- Gain knowledge of the financial industry. You will have an exclusive view into the system that enables Americans to afford houses, cars, and college. You will learn about the participants, terminology, and mathematics behind this sector of the financial markets.
The Benefits:
- Competitive salary + Yearly performance bonus
- Stock Option plan
- Flexible working hours
- Work remotely and choose any of our base offices: Milan, London, or Tirana
- All the latest tech you need
About Us
At Cardo AI, our mission is to build the best technology empowered by AI algorithms for private market investments. Our engineers don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers and credit originators in solving the most challenging and complex investment problems.
Based in Milan, London and Tirana, “We’re kind of flying the plane while we’re building it.” We want to build great industry impacting features and have fun doing it. We work together to decide what will give our customers the most value and how to accomplish it. Our most important “attributes” are “Act like an Owner”, “Keep it Simple”, “Disagree and Commit” and “THINK BIG”.
Requirements:
- Previous work experience as a UI/UX Designer or similar role (3 to 5 years)
- Fluency in operating with Figma or competitor tools (Adobe XD)
- Knowledge of design programs such as Adobe Illustrator, Photoshop or alternatives.
- Portfolio of design projects. A UX portfolio would be highly appreciated at this stage.
- Solid understanding of UI/UX processes such as wireframing, prototyping and designing interfaces
We offer:
- An opportunity to develop products use technology to bring transparency in the market, save time for those who use them and matter for the decisions they assist. You will tackle real challenges of private market investments. Every day, our software is making a difference for our clients, supporting them to do their job better and empowering everyone to make better decisions. We are improving the way private markets are operating.
- You will work in the front-line. Together with product owners, you will be in touch with our clients and our market, understanding their needs and challenges and proposing new ways to solve them.
- Agile development process: Some say they do it, we truly believe in doing it properly! With a wholesome approach to applying the Scrum framework, clear roles and responsibilities, we make sure to give every one of our co-creators a reputable voice on the user stories under their supervision. We don’t skip inclusive planning and are very thorough on our Retrospectives, enabling action to improve the overall experience sprint after sprint, one step at a time.
- A good work life balance. We know that solving big problems can keep you up for long hours, but this is not the way to go. We have assigned a WORK-LIFE balance officer that is responsible for our engineers in finding solutions and avoiding any situation of potential stress and burnout. After all, why do we even bother with Scrum timeboxes?
- Be part of a growing fintech company named as one of the 20 EU scaleups in 2021 and winner of European big data value forum.
- Flexible and Remote Work. Remote opportunities, work from home days, and flexible vacation policies allow everyone to optimize their work-life balance. We are a results oriented business – face- time not required, although you might just want to spend your entire day with our great team. You choose when and where you want to work!
- Team Outings & Events. We bond outside of work over games, happy hours, concerts, chess, play-station, karaoke, the game of mime, volleyball, yoga, and more. We love to organize team retreats in the beach and mountains, and hopefully we will make it to surf in Portugal, once Covid-19 is over.
- An Entrepreneur friendly environment. You can participate in any of our internal initiatives:
- “Intrapreneurship in Cardo AI” – a project where new ideas to launch new products, features or new technologies are proposed by team members and a side development team is created to come to MVP and production stage.
- “Innovation Summit” together with our clients– an internal event where everyone can select ideas to research and present the benefits it will bring to the clients, Cardo AI, or fintech community.
- “Cardo AI Startup Incubator” – we select 2/3 ideas per cohort (first in Q1 ‘22) and everyone that wants to follow any of the startups is free to do so. At the end of the program, both Cardo AI and everyone from our team can invest in the startups, so we all become entrepreneurs.
- Great benefits: We offer a competitive salary and stock option plan to become part of the company. Health Insurance. All the latest tech you need, you just need to ask for it.
Role Description
At Cardo AI, we don’t just make things – we make things possible. We solve the most challenging problems with the most radical solutions in how private markets are managed and monitored. Based in Milan, London, Tirana & Pristina. We work together to decide what will give our customers the most value and how to accomplish it. Our most important values are
“Act like an Owner”,
“Keep it Simple”,
“Disagree and Commit”,
“THINK BIG”!
We are looking for an Associate Data Engineer to join our talented Data Team.
The ideal candidate will be responsible for developing, testing and maintaining data pipelines and data systems, as well as providing technical support for our data scientists and analysts.
Responsibilities:
- Architect, build, and optimize end-to-end data pipelines that power our organization’s data-driven decision-making processes.
- Collaborate closely with data scientists and analysts to deliver high-quality data products, providing technical expertise and support throughout the development lifecycle.
- Ensure data quality and accuracy by working with cross-functional teams to establish and enforce data standards and best practices.
- Develop, implement and optimize highly efficient ETL processes to efficiently and reliably ingest, process and store large volumes of data in our data systems.
- Design, write, and maintain comprehensive unit and integration tests to ensure the reliability and stability of our data pipelines.
- Participate in code reviews and provide feedback to other team members to ensure high-quality code and design standards.
- Monitor and proactively troubleshoot data pipeline issues to identify and resolve performance bottlenecks, scalability issues, and other technical challenges.
- Collaborate with stakeholders across the organization to understand their unique data needs and requirements, and design and implement data solutions that meet their business objectives.
Requirements:
- Experience with SQL and Python;
- Hands-on experience with the Spark framework;
- Experience with working in large-scale data warehousing and analytics projects;
- Experience with cloud computing, preferably AWS.
Preferred:
- 3 years of working experience in data engineering or related field
- Experience working in a start-up/scale-up in a SaaS platform
- Knowledge of Docker, Airflow, PostgreSQL and message queuing services like Kafka
- Good communication skills and the ability to work in a collaborative environment
- If you are passionate about data engineering and want to work with a talented team in a fast-paced environment, we encourage you to apply.
We Offer:
• Great benefits: We offer a competitive salary and stock option plan to become part of the company. Health Insurance. All the latest tech you need, you just need to ask for it.
• Flexible and Remote Work; Remote opportunities, work from home days, and flexible vacation policies allow everyone to optimize their work-life balance. You choose when and where you want to work!
• Be part of a growing fintech company named as one of the 20 EU scale-ups in 2021 and winner of European big data value forum.
• An opportunity to develop software solutions that matter and tackle real challenges of private market investments. Every day, our software is making a difference for our clients, supporting them to do their job better and empowering everyone to make better decisions. We are improving the way private markets are operating.
• You will work in the front-line. Together with product owners, you will be in touch with our clients and our market, understanding their needs and challenges and proposing new ways to solve them.
• Agile development process: With a wholesome approach to applying the Scrum framework, clear roles and responsibilities, we make sure to give every one of our co-creators a reputable voice on the user stories under their supervision. We don’t skip inclusive planning and are very thorough on our Retrospectives, enabling action to improve the overall experience sprint after sprint, one step at a time.
• A diverse tech stack. We are very eager to see how the tech space is evolving and for this we have developed our microservice architecture to support our tech teams to experiment with new coding languages and frameworks: Go, Java, Scala, Elixir etc.
• A good work-life balance. We know that solving big problems can keep you up for long hours, but this is not the way to go. We have assigned a WORK-LIFE balance officer that is responsible for our engineers in finding solutions and avoiding any situation of potential stress and burnout. After all, why do we even bother with Scrum time boxes?
• Team Outings & Events. We love to organize team retreats in the beach and mountains.
About Us:
We help institutional investors and credit originators to manage private debt investments, securitization and RE assets through a next generation technology and data science. Our mission is to bring transparency, efficiency and artificial intelligence to the world’s private debt market. We manage the whole spectrum of private debt products from digital lending, to bank loans, from SME and consumer loans, to trade receivables and real estate.
Private debt markets are challenging and fragmented: due-diligence, data treatment, risk analysis, reporting and monitoring requires a lot of effort and expertise.
With Cardo AI technology and artificial intelligence algorithms institutional investors, servicers and originators will have one source of truth with standardized and normalized data, single deal transparency, smart allocation system, portfolio creation functionality, reporting and monitoring to external investors and regulatory bodies.
Role Description
At Cardo AI, we don’t just make things – we make things possible. We solve the most challenging and pressing problems by revolutionizing the way securitizations are managed and reported. Based in Milan, London and Tirana, “We’re kind of flying the plane while we’re building it.”
We want to build great industry impacting features and have fun doing it. We work together to decide what will give our customers the most value and how to accomplish it. Our most important “attributes” are “Act like an Owner”, “Keep it Simple”, “Disagree and Commit” and “THINK BIG”.
We get excited about our weekly Innovate Cardo AI sessions, our internal investment challenge, and our team events. Next in line, Surfing in Portugal (as soon as Covid-19 allows us to travel!)
Requirements:
- Experience in designing, developing, customizing, configuring, testing, and deploying web applications built in Microsoft-oriented technologies;.
- Strong background in object-oriented development techniques;.
- Solution Design Patterns and Best Practices, e.g. SOA;
- Experience with code repository source control (Git) and continuous integration practices (Azure DevOps, Jenkins or Bamboo);
- Understanding of Software Development Life Cycle;
- Interested and experienced in both technology and finance. You have a demonstrated ability to self-motivate and take responsibility for personal growth and development. You’re looking to grow your skills in both disciplines and are excited about the synergies between finance and technology.
- Undergraduate or graduate in Computer Science, Engineering, MIS, or equivalent with working experience in the industry. Note that we’re not anti-dropouts if you’re a superstar;.
- Prior Experience with Agile methodologies;.
- Excellent communication skills;
- Prior experience in teamwork.
- Experienced in English communication;
- Ambitious, ready to grow and used to continuously work out of your comfort zone.
The daily as a .NET Developer in Cardo AI:
- Utilize established development tools, guidelines and conventions including but not limited to .Net Core, ASP.NET, SQL Server, HTML, CSS, JavaScript, and C#/VB.NET;.
- Prepare and maintain code for various .Net applications and resolve any defects in the systems;.
- Plan and identify areas for modification and improvement;.
- Manage defect tracking systems and resolve all issues and prepare updates for systems;.
- Investigate and develop skills in new technologies;
- Write technical specifications;
- Write test plans (non-functional: unit, integration, infrastructure);
- Monitor the everyday activities of the system and provide the required support.
.