At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible. We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

This time, we are recruiting for an exciting role, a Market Intelligence and Credit Research lead to join our team and support Cardo AI’s rapid growth in structured finance market technology. You will be responsible for conducting primary and secondary research, analyze and constantly monitor our reference markets, competitive and regulatory context in order to identify trends and opportunities. You will actively interact and support the executive team identify and capture growth opportunities as well as supporting the sales and marketing team team in generating value added content and insights for customers and prospects

The ideal candidate is a bright and motivated individual with an analytical mindset, excellent communication skills and a passion for financial markets, structured finance and technology. Your role will require a high level of autonomy in producing Credit and market research that provides value added insights.

What You Will Do:

✔️Independently perform industry research, analyze markets and regulatory trends in private credit investment market

✔️Identify and monitor trends in the asset management and asset owner industry for private credit strategies

✔️Work closely with the head of sales to identify trends, support the distribution strategy and deliver value to the market

✔️Work closely with marketing department to devise research that can be leveraged for content creation and public speaking opportunities such as webinars, in person meetings and events

✔️Monitor strategy, product evolution and initiatives of market participants

✔️Identify and monitor trends among traditional and digital credit originators

✔️Analyze and understand the specific needs and pain points of potential clients

✔️Identify potential customers and interact with the sales department to create a pipeline of meetings

✔️Effectively manage and prioritize multiple work streams

You’ll Succeed With:

✅5+ years of experience in a credit and/or financial market research role gained at an investment bank, management consulting firm, high growth fintech or asset manager with a focus in private markets.

✅Excellent presentation writing skills

✅Ability to collect and analyze diverse data sets to create valuable insights

✅Excellent knowledge of financial markets, structured finance and fintech products

✅Excellent time management, prioritization, and decision-making skills driving high-impact, rapid, and iterative change in a fast-moving environment

✅Solid problem solving, analytical, communication, documentation, and presentation skills.

✅Ability to take initiative and make an impact on the larger organization

Benefits

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

🤸 Flexibility Unleashed: Embrace remote work and enjoy flexible hours that suit your lifestyle.

📚Ignite Your Career: Witness firsthand the power of growth with abundant learning opportunities and a dedicated training budget.

💰Inspiring Rewards: Competitive salary, performance-based bonuses every six months, and jaw-dropping quarterly bonuses for top performers.

🎉Work Hard, Play Harder: Enjoy regular social events and amazing company retreats each year.

📨Bring Brilliance: Be rewarded generously for referring talented friends to our team.

🍫Fuel Your Success: Stay energized with free office fruits, lunch options and irresistible espresso coffee.

🏠Claim Your Stake: Participate in our exclusive stock option plan and share in our success.

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible. We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

We are actively looking for a motivated Senior Front End Developer to join our dynamic team.

What will be your goals for your first 30/60/90 days:

✅Developing new user interface features using React.js

✅Building reusable and tested components

✅Translating designs from Product Owners into high quality code

✅Optimizing components for maximum performance across a vast array of web-capable devices and browsers

✅Coordinate with the rest of the team working on different layers of the infrastructure

✅Commitment to collaborative problem solving, sophisticated design, and quality product is important.

How will your expertise contribute to everyone’s success:

✔️Strong proficiency in JavaScript (ES6)

✔️Strong understanding of React.js and its core principles

✔️Experience with popular React.js workflows and design patterns

✔️Experience with designing state management according to best practices

✔️Familiarity with RESTful APIs

✔️Knowledge of modern authorization mechanisms

✔️Familiarity with modern front-end build pipelines and tools (Git, etc..)

✔️Experience with common front-end development tools such as Babel, Webpack, NPM, etc.

✔️Ability to understand business requirements and translate them into technical requirements

✔️A knack for benchmarking and optimization

✔️Knowledge on JEST and/or React testing library is preferred

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

Benefits

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

🤸 Flexibility Unleashed: Embrace remote work and enjoy flexible hours that suit your lifestyle.

📚Ignite Your Career: Witness firsthand the power of growth with abundant learning opportunities and a dedicated training budget.

💰Inspiring Rewards: Competitive salary, performance-based bonuses every six months, and jaw-dropping quarterly bonuses for top performers.

🎉Work Hard, Play Harder: Enjoy regular social events and amazing company retreats each year.

📨Bring Brilliance: Be rewarded generously for referring talented friends to our team.

🍫Fuel Your Success: Stay energized with free office fruits, lunch options and irresistible espresso coffee.

🏠Claim Your Stake: Participate in our exclusive stock option plan and share in our success.

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible. We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

We are seeking a motivated and detail-oriented Senior Business Analyst to join our team and play a vital role in the development of our Asset Based Lending management product. In line with industry benchmarks and best practices, the successful candidate will work closely with the product owners, external stakeholders and software developers to ensure that our solution meets the ABL market needs.

What will be your goals for your first 30/60/90 days:

✔️Requirements Gathering: Collaborate with stakeholders to identify market needs, gather and document detailed business requirements for the Cardo AI Asset Based Lending management product, aligning with industry standards and best practices.

✔️Product Development: Independently contributing in supporting the development process of the product by providing valuable insights and input on the design of new features.

✔️Development Process Oversight: Follow the development process closely to ensure that new features are correctly implemented and align with business requirements. Monitor the progress of development tasks and coordinate with developers to resolve any issues that may arise, ensuring timely delivery of features.

✔️Collaboration: Work closely with cross-functional teams, including developers and designers to ensure that the evolving product aligns with business goals and effectively meets the needs of our clients.

✔️System Testing: Assist in the testing and quality assurance process, ensuring that the product meets specified requirements and functions correctly as it evolves, adhering to industry standards.

✔️Data Analysis: Conduct independent market and data analysis to identify trends, patterns, and insights that can enhance the functionality and performance of our ABL solution.

✔️Continuous Improvement: Stay informed about industry trends, ABL best practices, and regulatory changes to provide recommendations for product enhancements and process improvements.

How will your expertise contribute to everyone’s success:

✅Bachelor’s degree in Finance, Business, Economics, or a related field is required;

✅4+ years of experience within banks, non-bank originators or asset managers with strong understanding of structured financed funding, direct lending and asset based lending transactions.

✅A keen interest in both technology, private debt and credit markets products is essential. The candidate should be looking to grow his/her skills in both disciplines, reflecting a commitment to staying current with industry trends;

✅Well-organized, flexible, and able to efficiently manage projects independently;

✅Strong time management and prioritization skills are necessary to handle multiple tasks and meet deadlines effectively;

✅Proficiency in Excel is required. Knowledge of SQL and Python is considered an advantage;

✅Proficiency in English is required, along with familiarity with financial terms. Knowledge of the Italian language is considered an advantage;

✅Experience with the software development process is a plus.

Benefits

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

🤸 Flexibility Unleashed: Embrace remote work and enjoy flexible hours that suit your lifestyle.

📚Ignite Your Career: Witness firsthand the power of growth with abundant learning opportunities and a dedicated training budget.

💰Inspiring Rewards: Competitive salary, performance-based bonuses every six months, and jaw-dropping quarterly bonuses for top performers.

🎉Work Hard, Play Harder: Enjoy regular social events and amazing company retreats each year.

📨Bring Brilliance: Be rewarded generously for referring talented friends to our team.

🍫Fuel Your Success: Stay energized with free office fruits, lunch options and irresistible espresso coffee.

🏠Claim Your Stake: Participate in our exclusive stock option plan and share in our success.

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible. We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

We are seeking a dynamic individual to manage office operations, be the point of contact for all the office suppliers, take charge of our organization’s major events, and ensure a safe and efficient workplace environment.

What will be your goals for your first 30/60/90 days:

✔️Contact the appropriate person for maintenance, mailing, shipping, supplies, equipment, bills and errands;

✔️Connect with Talent and Finance team to liaise on important shared activities;

✔️Be the point of contact for meetings scheduling, other appointments;

✔️Planning travel and accommodation for the Tirana and Pristina Office;

✔️Liaise with the Talent team to maintain office policies according to the expected;

✔️Foster a corporate appearance of office through best practices and other needed services (e.g. cleaning);

✔️Welcome visitors or newly hired staff throughout the office;

✔️Keep all systems maintenance and recurrently up to date;

✔️Ensure security, integrity, and confidentiality of sensitive information;

✔️Guarantee Health & Safety requirements, supporting all needed activities under this subject;

✔️Owner of all company inventory in Tirana and Pristina;

✔️Lead the organization of major company events, guaranteeing that each step is thought in detail, aligned with our culture and anticipating possible challenges;

✔️Support leaders in specific needs for team gathering, retreats and special events, aligning always with the respective Talent Partner;

✔️Promote Diversity and Inclusion in Cardo’s workspace, planning and executing concrete initiatives that enhance this topic.

What We Think You’ll Need To Be Successful:

✅Proven office management, administrative, or assistant experience

✅Knowledge of office management responsibilities, systems, and procedures

✅Excellent time management skills and ability to multitask and prioritize work

✅Attention to detail and problem solving skills

✅Excellent written and verbal communication skills

✅Strong organizational and planning skills

✅Proficient in Microsoft Office

✅Fluency in English

Benefits

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

🤸 Flexibility Unleashed: Embrace remote work and enjoy flexible hours that suit your lifestyle.

📚Ignite Your Career: Witness firsthand the power of growth with abundant learning opportunities and a dedicated training budget.

💰Inspiring Rewards: Competitive salary, performance-based bonuses every six months, and jaw-dropping quarterly bonuses for top performers.

🎉Work Hard, Play Harder: Enjoy regular social events and amazing company retreats each year.

📨Bring Brilliance: Be rewarded generously for referring talented friends to our team.

🍫Fuel Your Success: Stay energized with free office fruits, lunch options and irresistible espresso coffee.

🏠Claim Your Stake: Participate in our exclusive stock option plan and share in our success.

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible. We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

Our Talent and Culture team at Cardo AI has the mission to Be the Trusted Advisor for Cardo’s Talent, Fostering a Culture of Excellence and Belonging. In order to do that, Talent Partners will act as business partners to our teams, making sure that all our Talent Managers have the needed support to manage their teams.

Talent Partners are also expected to become part of the teams they support, learning about current business challenges, objectives and future milestones.

What will be your goals as a Talent Partner:

Attraction:

• Define sourcing requirements for existing and future recruitment needs;
• Suggest innovative ways to increase candidates pool;
• Proactively raise awareness on recruitment challenges;
• Work together with hiring managers on defining roles and responsibilities for increasing candidates pipeline;
• Liaise with hiring team if any additional support is required for accelerating the attraction process;

Hiring:

• Define hiring priorities for the upcoming quarter with each hiring manager;
• Identify possible internal moves that can address existing hiring needs;
• Host Hiring Kick-off meeting for new vacancies together with hiring team;
• Interview potential candidates for open positions according to priority;
• Keep constant communication with candidates involved in hiring process;
• Define checkpoint cadence for update on current hiring processes with hiring managers;
• Involve hiring team in interview efforts for the existing recruitment processes;

Onboarding:

• Support pre-onboarding plan according to process guidelines;
• Ensure that Hiring Manager has a recurrent contact with future employees;
• Guarantee that all processes occur according to plan to have the smoothest experience to new joiners;
• Ensure that Talent Manager has a concrete onboarding plan for each new joiner;
• Checkpoint with each new hire at the end of the first month to understand experience;
• Implement onboarding survey and ensure completion from new hires;

Engagement:

• Monitor monthly Engagement Survey results for their Talent Partners;
• Insure participation rates according to company standards;
• Analyze engagement metrics and define action plan for addressing most urgent issues;
• Incentivize Talent Manager to expose results, address potential concerns from the team and work together with specific individuals for concrete needs;
• Meet with Talent Managers 1:1 on a regular cadence to understand current talent challenges and advise on possible solutions;
• Identify potential talent challenges within the teams and meet with employees to understand their perspective;
• Act as a point of contact for possible team events, gatherings or other activities;

Performance & Development:

• Train Talent Managers on Cardo AI Performance Review process;
• Support Performance Review execution, making sure all steps are being followed according to expectations;
• Host calibration sessions with each Talent Manager to reduce possible biases and ensure a fair process;
• Define action plan for employees that didn’t met expectations and how to monitor their progression;
• Ensure that excellent performers are engage, motivated and expanding their impact in the company;
• Share guidelines for building development plans with all employees;
• Ensure Talent Managers act as coaches to better define development priorities for their teams;
• Ensure Talent Managers distribute their training budget within the teams according to development priorities;
• Liaise with excellent performers to make sure they use their Training Bonus for increasing their market knowledge, sharing learnings with their teams;
• Help Talent Managers keep track of their teams development plans and have them in consideration for future Performance Reviews;

Departure:

• Anticipate possible turnover risk from their teams;
• Drive Exit Interviews and collect important information to be shared with Talent Manager;
• Detect possible patterns on exit reasons and address them together with Talent Partner;
• Ensure that leavers have a pleasant experience and depart from Cardo AI as proud alumnus;

How will your expertise contribute to everyone’s success:

• HR Business Partner Experience: A minimum of 7 years of proven experience as an HR Business Partner or a similar HR role, demonstrating expertise in various HR functions.
• Tech Industry Exposure: Previous exposure and experience working in Hyper-Growth Tech Companies is highly preferred, as it indicates familiarity with the unique challenges and dynamics of the tech sector.
• Recruitment Expertise: Extensive experience in recruitment, including defining sourcing requirements, conducting interviews, and proactively addressing recruitment challenges.
• Performance Evaluation Cycles: A track record of managing and supporting performance evaluation cycles, ensuring they align with company objectives and standards.
• Policy Knowledge: In-depth knowledge of company policies and the ability to apply them effectively in various HR processes.
• Onboarding and Departure: Proven experience in managing both onboarding and departure processes, ensuring a smooth experience for employees during these critical transitions.
• End-to-End HR Cycles: Demonstrated capability in managing the entire HR lifecycle, from hiring to departure, including comprehensive onboarding and exit processes.
• Engagement and Satisfaction: Successful development and implementation of strategies aimed at improving employee engagement and satisfaction in the workplace.
• Albanian Labor Law: Profound knowledge of Albanian labor laws and regulations, including employment contracts, termination procedures, and compliance with labor standards.
• Contract Administration: Demonstrated experience in contract administration, including drafting, reviewing, and managing employment contracts, ensuring legal compliance and accuracy.

Benefits

We think Cardo AI is a great place to work – We’re a rapidly growing scale-up so it’s not perfect but:

🤸 We’re flexible: We encourage remote working and offered flexible working hours before COVID and we’ll keep that flexibility afterwards.

📚 Learn and get promoted: Join us at the start of our journey – we’re growing quickly and believe in promoting from within. You can learn and grow your career here. We also provide a dedicated training development budget to help you grow.

💰 Competitive base salary + Performance based bonus paid every 6 months

🌟 Enjoy yourself: We give everyone a yearly welfare budget

🏠 Added bonus: Stock option plan.

🎉 Fun culture with regular socials and company retreats twice a year.

📨 Generous referral scheme

🍫 Free office fruits and espresso coffee!

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible.

We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

We are excited to welcome an enthusiastic Intern to our dynamic Talent and Culture team!

What will be your goals for your first 30/60/90 days:

• Providing support to the Talent team in sourcing candidates for new job vacancies;
• Critical look to ongoing processes, providing valuable feedback on how to continuously improve our talent experience;
• Manage both Talent team and Hiring Manager’s agenda for an efficient hiring process;
• Handling incoming applications and meticulously organizing candidate information in files;
• Suggest creative solutions for improving our candidate experience, making sure that everyone that has contact with Cardo leaves with a good impression;
• Maintaining up-to-date documentation and closely monitoring timelines.
• Assisting the Talent Team with various administrative tasks, seeking to go beyond execution and towards efficiency;

How will your expertise contribute to everyone’s success:

• Bachelor’s Degree in Business Administration, Economics, Social Sciences or a related field.
• Exceptional communication skills.
• Proficiency in spoken and written English.
• A strong willingness to learn and adapt.
• Strong organizational and structuring abilities.
• Results-oriented mindset.

What Will the Internship Offer to You:

Learning about Recruitment: This internship will provide an excellent opportunity to gain hands-on experience in the field of recruitment. You’ll have the chance to work closely with the Talent team and learn the ins and outs of the recruitment process, from sourcing candidates to conducting interviews.

Being Part of a Great International Team: You will be part of an international team, which means you’ll have the chance to collaborate with colleagues from diverse backgrounds and gain exposure to different perspectives and approaches to HR and recruitment

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible. We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

How will your expertise contribute to everyone’s success:

✅Excited about Structured Finance. You have excellent analytical skills and interest in understanding the functioning of structure finance and securitization processes. You enjoy working with data and you love details, but also stay aware of the bigger picture while operating across multiple threads of work.

✅Interested and experienced in both technology and finance.. You’re looking to grow your skills in both disciplines and are excited about the opportunity to contribute to a software solution that combines finance and technology.

✅You have an entrepreneurial mindset. You have a demonstrated ability to self-motivate and take responsibility for personal growth and development

✅You are organized, flexible and problem solving oriented.

✅Undergraduate or graduate degree in business, finance or economics. Note that we’re not anti-dropouts if you’re a superstar.

✅Familiarity with SQL is a plus

What will be your goals for your first 30/60/90 days:

✔️Contribute in the analysis of client needs and transform them into new features and functionalities of Cardo AI Securitization Platform;

✔️Analyze and onboard new transactions. Based on contractual documentation and data model, you will manage the onboarding on new securitization and define eventual change request for the developing team;

✔️Manage the reporting activities. You will be responsible to oversee the automatic production of reporting on existing transactions (list of parts, securities issued or in the process of being issued, reporting calendar) and related information flows;

✔️Analyze relevant regulations governing securitization transactions to define and plan the relevant reporting and compliance action. You will have to monitor regulatory reporting (ESMA).

✔️Work closely with key stakeholders throughout each stage of the transaction and help resolve critical issues as they arise

✔️Propose new ideas both in terms of new software functionalities and algorithms that can provide value to our clients

Benefits:

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

🤸 Flexibility Unleashed: Embrace remote work and enjoy flexible hours that suit your lifestyle.

📚Ignite Your Career: Witness firsthand the power of growth with abundant learning opportunities and a dedicated training budget.

💰Inspiring Rewards: Competitive salary, performance-based bonuses every six months, and jaw-dropping quarterly bonuses for top-performers.

🎉Work Hard, Play Harder: Enjoy regular social events and amazing company retreats each year.

📨Bring Brilliance: Be rewarded generously for referring talented friends to our team.

🍫Fuel Your Success: Stay energized with free office fruits, lunch options and irresistible espresso coffee.

🏠Claim Your Stake: Participate in our exclusive stock option plan and share in our success.

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we aim to build the best technology empowered by AI algorithms for private market investments.

Our engineers don’t just make things – we make things possible. We provide speed and precision to institutional investors, servicers, and credit originators in solving the most challenging and complex investment problems.

As we are expanding our offering towards the ESG landscape, we are looking for an ESG Senior Analyst, to join our team and support Cardo AI’s rapid growth in private debt markets.

The ESG Senior Analyst, in collaboration with the other ESG analysts, software engineers and data scientists will play a key role in Cardo’s ESG product development journey. The role will report directly to the ESG Specialist.

What will be your goals for your first 30/60/90 days:

✔️Lead the research and development of the logics underlying the products we are developing (e.g. carbon emissions estimation models);

✔️Continuously identify new data sources (information, research and news) that are material and actionable to develop and/or enhance our current features;

✔️Supervise junior analysts and ensure their work meets the highest quality standards;

✔️Monitor ESG regulatory and market developments and best practices to support product development strategy

✔️Produce thought leadership content for private market investors and other stakeholders

✔️Draft, maintain and update client presentations

✔️Work closely with the Data Science Team to provide the right insights supporting the development and testing of ML models

✔️Lead the creation of new tools and functionalities to help clients invest responsibly;

✔️Work closely with back-end, front-end developers and UX/UI designers to translate business logics into technological products

How will your expertise contribute to everyone’s success:

✅University degree in economics, finance, political, social or natural sciences with a sustainability focus or equivalent preferred;

✅At least 3 years of work experience in the field of ESG ratings/consulting or research, corporate sustainability or sustainable finance;

✅A sound understanding of global sustainability reporting frameworks and trends

✅ Strong project management and organizational skills;

✅Strong analytical skills and an acute attention to detail

✅ Excellent data analysis skills (advanced Excel is a must) and ability to work with complex data

✅English (fluency required), second language is a plus

✅Ability to take initiative and make an impact on the larger organization.

Highly desirable:

✅Sound understanding of financial markets and investment products in the private assets landscape, including ESG frameworks;

✅Extensive experience in the field of ESG data modeling (carbon emissions, LCA) and alternative data.

✅Familiarity with EU sustainable finance regulatory developments (SFDR, EU Taxonomy)

✅Experience in leading interactions with software developers and data scientists

Benefits

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

🤸 Flexibility Unleashed: Embrace remote work and enjoy flexible hours that suit your lifestyle.

📚Ignite Your Career: Witness firsthand the power of growth with abundant learning opportunities and a dedicated training budget.

💰Inspiring Rewards: Competitive salary, performance-based bonuses every six months, and jaw-dropping quarterly bonuses for top performers.

🎉Work Hard, Play Harder: Enjoy regular social events and amazing company retreats each year.

📨Bring Brilliance: Be rewarded generously for referring talented friends to our team.

🍫Fuel Your Success: Stay energized with free office fruits, lunch options and irresistible espresso coffee.

🏠Claim Your Stake: Participate in our exclusive stock option plan and share in our success.

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible. We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

We are seeking a motivated and detail-oriented Senior Business Analyst to join our team and play a vital role in the development of our Asset Based Lending management product. In line with industry benchmarks and best practices, the successful candidate will work closely with the product owners, external stakeholders and software developers to ensure that our solution meets the ABL market needs.

What will be your goals for your first 30/60/90 days:

✔️Requirements Gathering: Collaborate with stakeholders to identify market needs, gather and document detailed business requirements for the Cardo AI Asset Based Lending management product, aligning with industry standards and best practices.

✔️Product Development: Independently contributing in supporting the development process of the product by providing valuable insights and input on the design of new features.

✔️Development Process Oversight: Follow the development process closely to ensure that new features are correctly implemented and align with business requirements. Monitor the progress of development tasks and coordinate with developers to resolve any issues that may arise, ensuring timely delivery of features.

✔️Collaboration: Work closely with cross-functional teams, including developers and designers to ensure that the evolving product aligns with business goals and effectively meets the needs of our clients.

✔️System Testing: Assist in the testing and quality assurance process, ensuring that the product meets specified requirements and functions correctly as it evolves, adhering to industry standards.

✔️Data Analysis: Conduct independent market and data analysis to identify trends, patterns, and insights that can enhance the functionality and performance of our ABL solution.

✔️Continuous Improvement: Stay informed about industry trends, ABL best practices, and regulatory changes to provide recommendations for product enhancements and process improvements.

How will your expertise contribute to everyone’s success:

✅ Bachelor’s degree in Finance, Business, Economics, or a related field is required;

✅ 4+ years of experience within banks, non-bank originators or asset managers with strong understanding of structured financed funding, direct lending and asset based lending transactions. 

✅ A keen interest in both technology, private debt and credit markets products is essential. The candidate should be looking to grow his/her skills in both disciplines, reflecting a commitment to staying current with industry trends;

✅ Well-organized, flexible, and able to efficiently manage projects independently;

✅ Strong time management and prioritization skills are necessary to handle multiple tasks and meet deadlines effectively;

✅ Proficiency in Excel is required. Knowledge of SQL and Python is considered an advantage; 

✅ Proficiency in English is required, along with familiarity with financial terms. Knowledge of the Italian language is considered an advantage;

✅ Experience with the software development process is a plus. 

Benefits:

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

🤸 Flexibility Unleashed: Embrace remote work and enjoy flexible hours that suit your lifestyle.

📚Ignite Your Career: Witness firsthand the power of growth with abundant learning opportunities and a dedicated training budget.

💰Inspiring Rewards: Competitive salary, performance-based bonuses every six months, and jaw-dropping quarterly bonuses for top performers.

🎉Work Hard, Play Harder: Enjoy regular social events and amazing company retreats each year.

📨Bring Brilliance: Be rewarded generously for referring talented friends to our team.

🍫Fuel Your Success: Stay energized with free office fruits, lunch options and irresistible espresso coffee.

🏠Claim Your Stake: Participate in our exclusive stock option plan and share in our success.

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.

At Cardo AI, we are on a mission to build the best technology empowered by AI algorithms for private market investments. Our talents don’t just make things – we make things possible. We provide infrastructure, speed and precision to institutional investors, banks and credit originators in solving the most challenging and complex credit investment problems.

You are:

✔️Passionate about technology, innovation and with a strong desire to contribute to bring value to our clients.

✔️Interested and experienced in both technology and finance. You have a demonstrated ability to self-motivate and take responsibility for personal growth and development. You’re looking to grow your skills in both disciplines and are excited about the synergies between finance and technology.

✔️Organized, flexible and problem solving oriented.

✔️Degree in Economics, Finance or Data analytics.

✔️Experience as a Business/Data Analyst in consulting would be considered an advantage.

✔️Highly motivated and eager to learn about the Securitization world, stakeholders included (SPV, Investors, Servicers, Arrangers, etc) and different dimensions of transactions.

What will be your goals for your first 30/60/90 days:

✔️Continuously identify new data sources (information, research and news) that are material and actionable to develop a unique Market insight tool

✔️Supervise Intern analysts and ensure their work meets the highest quality standards;

✔️Draft, maintain and update presentations and reports

✔️Work closely with the Product Owner and Data Engineering Team to provide the right insights supporting the development of the Market insight tool.

✔️Take charge of developing various reports concerning diverse asset classes and market trends, offering comprehensive insights and different analyses.

How will your expertise contribute to everyone’s success:

✅Excel proficiency.

✅Good level of SQL programming on big datasets

✅Basic (Python or PySpark) programming skills

✅Able to create dashboards using a standard framework like Superset, Tableau, PowerBI, etc..

✅Financial Markets knowledge (Securitization transactions are considered as an advantage)

✅Proven skills in creating reports and conducting research in the financial domain.

✅English speaker with familiarity to financial terms. (Italian language is considered as an advantage)

Benefits:

Come and be a part of Cardo AI’s revolution! As a rapidly growing fintech scale-up, we’re not afraid to shake things up. While we continue our journey of continuously improving our talent experience, here is what you will already find:

🤸 Flexibility Unleashed: Embrace remote work and enjoy flexible hours that suit your lifestyle.

📚Ignite Your Career: Witness firsthand the power of growth with abundant learning opportunities and a dedicated training budget.

💰Inspiring Rewards: Competitive salary, performance-based bonuses every six months, and jaw-dropping quarterly bonuses for top performers.

🎉Work Hard, Play Harder: Enjoy regular social events and amazing company retreats each year.

📨Bring Brilliance: Be rewarded generously for referring talented friends to our team.

🍫Fuel Your Success: Stay energized with free office fruits, lunch options and irresistible espresso coffee.

🏠Claim Your Stake: Participate in our exclusive stock option plan and share in our success.

Ready to Redefine Work? Join Cardo AI and let boldness and creativity reign. Together, we’ll shape the future of fintech! Apply now.